Mashreq Al Islami Solitaire Islamic Credit Card Sharia-compliant
A Sharia-compliant credit card by Mashreq Al Islami earning 6 points per AED on all spends with premium lifestyle perks.
AED 1,575.00
Up to 6 pts/AED
AED 25,000
3.14%
This card also has a conventional version (Mashreq Solitaire Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 10,000+ monthly, value Sharia-compliant banking, and use premium lifestyle perks regularly.
Not ideal if
You prefer category-specific bonus rates or lack access to the AED 25,000 minimum salary.
Watch out for
AED 1,575 annual fee is not waivable and 3.14% FX markup on international transactions.
Calculate This Card’s Value
Earning Rates
6 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 6 points per AED on all spends with no category restrictions.
AED 2,500 welcome bonus after spending AED 9,000 in first 60 days.
Premium lifestyle perks including lounge access, golf, valet parking, and airport transfers.
Sharia-compliant structure for customers seeking Islamic banking products.
Watch out for
AED 1,575 annual fee with no waiver option available.
Minimum salary requirement of AED 25,000 limits eligibility.
3.14% foreign exchange markup reduces value on international purchases.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee is not waivable. The AED 2,500 welcome bonus (after AED 9,000 spend in 60 days) offsets the first year's cost, but ongoing value depends on whether you regularly use the lifestyle perks like lounge access, golf, and valet parking.
How many points do I earn per AED spent?
You earn 6 points per AED on all purchases with no category restrictions or caps. This flat rate applies to dining, travel, groceries, and all other spending.
What is the minimum salary requirement?
You need a minimum monthly salary of AED 25,000 to be eligible for this card.
Can I use this card abroad?
Yes, but international transactions incur a 3.14% foreign exchange markup, which reduces the effective value of your points on overseas spending.
Is this card Sharia-compliant?
Yes, the Mashreq Al Islami Solitaire Islamic Credit Card is structured to comply with Islamic banking principles.