DIB Prime Infinite Islamic Credit Card Sharia-compliant
A Sharia-compliant credit card by DIB earning up to 3.5 points/AED on international spend and 3 points/AED on all other purchases.
Free
Up to 3.5 pts/AED
AED 20,000
4.85%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend regularly on international purchases and want a no-fee Sharia-compliant card.
Not ideal if
You mainly spend on groceries, utilities, or education which earn only 0.2 points/AED.
Watch out for
4.85% FX markup reduces the net value of international spend rewards.
Calculate This Card’s Value
Earning Rates
3 pts/AED
3.5 pts/AED
0.2 pts/AED
0.2 pts/AED
0.2 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
No annual fee makes it cost-free to hold and use.
Earns 3.5 points/AED on international spend with no cap.
Sharia-compliant structure for Islamic banking customers.
Includes valet parking and lounge access perks.
Watch out for
Groceries, utilities, and education earn only 0.2 points/AED.
4.85% FX markup on foreign currency transactions.
Requires AED 20,000 minimum monthly salary to qualify.
Fees & Conditions
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Frequently Asked Questions
Is there an annual fee for the DIB Prime Infinite Islamic Credit Card?
No, this card has no annual fee, making it free to hold year-round.
How many points do I earn on international purchases?
You earn 3.5 points per AED on international spend and 3 points per AED on all other purchases.
Does this card earn rewards on school or university fees?
Yes, but education spending earns only 0.2 points per AED, which is significantly lower than the baseline rate.
What is the foreign exchange markup when I use this card abroad?
The card charges a 4.85% FX markup on foreign currency transactions, which can reduce the net value of your international rewards.
What is the minimum salary required to apply?
You need a minimum monthly salary of AED 20,000 to qualify for this card.