Emirates NBD Visa Infinite Credit Card
A premium credit card by Emirates NBD earning 0.02 points per AED on general spend with exclusive lifestyle perks.
AED 1,575.00
Up to 0.004 pts/AED
AED 30,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You earn AED 30,000+ monthly and regularly use premium lifestyle perks like lounges and valet.
Not ideal if
You prioritize high earning rates on dining, travel, or groceries over lifestyle services.
Watch out for
AED 1,575 annual fee is not waivable and requires frequent perk usage to justify.
Calculate This Card’s Value
Earning Rates
0.02 pts/AED
0.004 pts/AED
0.002 pts/AED
0.002 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Comprehensive lifestyle perks including lounge access, airport transfers, and valet parking.
0.02 points per AED on general spend with no caps.
Complimentary golf rounds and cinema buy-one-get-one offers included.
Watch out for
AED 1,575 annual fee with no waiver option available.
Low earn rates on groceries, utilities, and education categories.
Requires AED 30,000 minimum monthly salary to qualify.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee is not waivable, so value depends on how often you use perks like lounge access, airport transfers, valet parking, and golf. If you rarely use these services, the modest earn rates may not offset the fee.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 30,000 to qualify for the Emirates NBD Visa Infinite Credit Card.
How many points do I earn per AED spent?
You earn 0.02 points per AED on general spend, 0.004 points per AED on groceries, and 0.002 points per AED on utilities and education. There are no caps on earning.
Can I use this card abroad?
Yes, the card works internationally. Foreign currency transactions incur a 3.14% markup, which is standard for most UAE credit cards.
What lifestyle perks are included?
The card offers lounge access, airport transfers, car service pickup and drop, car registration pickup and drop, valet parking, complimentary golf rounds, and cinema buy-one-get-one offers.