FAB Blue Infinite Credit Card card image

FAB Blue Infinite Credit Card

A no-fee FAB credit card earning up to 0.09 points per AED on shopping and 0.0015 points per AED on groceries and education.

Annual feeVAT included
Free
Top earnrewards rate
Up to 0.09 pts/AED
Min salaryfor eligibility
AED 40,000
FX markupforeign currency
3.76%

Who Is This Card For?

Decision snapshot
Quick answer before the detailed explanation

Good fit if
You earn AED 40,000+ monthly and spend heavily on shopping at retail outlets.

Not ideal if
You spend mainly on dining, travel, or fuel rather than shopping.

Watch out for
High AED 40,000 monthly salary requirement limits eligibility for most applicants.

If you earn AED 40,000 or more per month and spend heavily on shopping, this card offers 0.09 points per AED in that category with no annual fee. The


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Earning Rates

Shopping
0.09 pts/AED

All Other Spends
0.01 pts/AED

Groceries
0.0015 pts/AED

Education
0.0015 pts/AED

Perks

Airport Transfer
Airport Lounge Access
Annual Entertainer Membership

Key Strengths and Weaknesses

Strengths


No annual fee, making it cost-free to hold long-term.

Earns 0.09 points per AED on shopping with no cap.

Includes airport transfer, lounge access, and Entertainer perks.

Earns 0.0015 points per AED on education and groceries.

Watch out for


Requires AED 40,000 monthly salary, restricting eligibility significantly.

Weak 0.01 points per AED on all non-shopping spend.

3.76% FX markup increases cost on international transactions.

Fees & Conditions

Annual FeeFree
Fee WaiverN/A — always free
FX Markup3.76%
Minimum SalaryAED 40,000/mo

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Frequently Asked Questions

Is there an annual fee for the FAB Blue Infinite Credit Card?

No, this card has no annual fee, so you can hold it without any recurring cost.

What is the minimum salary required to apply?

You need a minimum monthly salary of AED 40,000 to be eligible for this card.

How many points do I earn on shopping?

You earn 0.09 points per AED spent on shopping, with no monthly cap.

Does this card earn points on school or university fees?

Yes, you earn 0.0015 points per AED on education spending, including school and university fees.

Can I use this card abroad?

Yes, but international transactions incur a 3.76% foreign exchange markup, which adds to the cost of spending outside the UAE.