FAB Blue Infinite Credit Card card image

FAB Blue Infinite Credit Card

A no-fee FAB credit card earning up to 0.09 points per AED on shopping and 0.0015 points per AED on groceries and education.

Annual feeVAT included
Free
Top earnrewards rate
Up to 0.09 pts/AED
Min salaryfor eligibility
AED 40,000
FX markupforeign currency
3.76%

Who Is This Card For?

Decision snapshot
Quick answer before the detailed explanation

Good fit if
You earn AED 40,000+ monthly and spend heavily on shopping each month.

Not ideal if
You spend mostly on dining, travel, or fuel rather than shopping.

Watch out for
High 3.76% FX markup makes international purchases expensive compared to other cards.

If you earn AED 40,000 or more monthly and spend heavily on shopping, this card offers 0.09 points per AED on shopping with no annual fee. The card


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Earning Rates

Shopping
0.09 pts/AED

All Other Spends
0.01 pts/AED

Groceries
0.0015 pts/AED

Education
0.0015 pts/AED

Perks

Airport Transfer
Airport Lounge Access
Annual Entertainer Membership

Key Strengths and Weaknesses

Strengths


No annual fee, making it cost-free to hold long-term.

Earns 0.09 points per AED on shopping with no monthly cap.

Includes airport transfer, lounge access, and Entertainer perks for travellers.

Earns 0.0015 points per AED on education, useful for school fees.

Watch out for


High AED 40,000 minimum salary requirement limits eligibility.

Only 0.01 points per AED on all non-shopping, non-grocery, non-education spend.

3.76% FX markup makes foreign currency transactions costly.

Fees & Conditions

Annual FeeFree
Fee WaiverN/A — always free
FX Markup3.76%
Minimum SalaryAED 40,000/mo

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Frequently Asked Questions

Is there an annual fee for the FAB Blue Infinite Credit Card?

No, this card has no annual fee, so you can hold it without any recurring cost.

What is the minimum salary to apply for this card?

You need a minimum monthly salary of AED 40,000 to be eligible for the FAB Blue Infinite Credit Card.

How many points do I earn on shopping?

You earn 0.09 points per AED spent on shopping, with no monthly cap on earning.

Does this card earn on school or university fees?

Yes, you earn 0.0015 points per AED on education spend, including school and university fees.

Can I use this card abroad?

Yes, but the card charges a 3.76% foreign exchange markup, which is higher than many competitors. It is better suited for domestic use.