Emirates NBD Webshopper Credit Card
A shopping credit card by Emirates NBD earning 0.005 points per AED on shopping purchases.
AED 735.00
Up to 0.005 pts/AED
AED 5,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend very heavily on shopping and value points accumulation over cashback.
Not ideal if
You spend across dining, travel, or groceries rather than focusing on shopping.
Watch out for
AED 735 annual fee is not waivable regardless of your spending level.
Calculate This Card’s Value
Earning Rates
0.005 pts/AED
Key Strengths and Weaknesses
Strengths
Earns points on shopping purchases at 0.005 points per AED.
No minimum monthly spend requirement to activate earning.
Accessible with AED 5,000 minimum monthly salary.
Watch out for
AED 735 annual fee with no waiver option available.
Only earns points on shopping, no rewards on other categories.
Low earn rate of 0.005 points per AED makes fee recovery difficult.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it for this card?
The AED 735 annual fee is not waivable, and with only 0.005 points per AED on shopping, you would need to spend very large amounts annually to justify the cost. Most users will find better value with other cards that offer higher earn rates or fee waivers.
What categories earn points on this card?
This card earns 0.005 points per AED on shopping purchases only. Other spend categories like dining, travel, groceries, and utilities do not earn points.
Can I use this card abroad?
Yes, you can use this card internationally, but foreign currency transactions incur a 3.14% markup, which is standard for most UAE credit cards.
What is the minimum salary required for this card?
You need a minimum monthly salary of AED 5,000 to be eligible for the Emirates NBD Webshopper Credit Card.
Are there any caps on points earning?
No, there are no monthly or annual caps on the points you can earn on shopping spend with this card.