FAB Blue Signature Credit Card card image

FAB Blue Signature Credit Card

A no-fee FAB credit card earning up to 0.07 points per AED on shopping and 0.01 points per AED on all other spends.

Annual feeVAT included
Free
Top earnrewards rate
Up to 0.07 pts/AED
Min salaryfor eligibility
AED 15,000
FX markupforeign currency
3.76%

Who Is This Card For?

Decision snapshot
Quick answer before the detailed explanation

Good fit if
You spend heavily on shopping and meet the AED 15,000 salary requirement.

Not ideal if
You spend mainly on dining, travel, or fuel rather than shopping.

Watch out for
3.76% FX markup increases the cost of all international and foreign currency transactions.

If you earn at least AED 15,000 per month and spend heavily on shopping, this card offers 0.07 points per AED in that category with no annual fee.


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Earning Rates

Shopping
0.07 pts/AED

All Other Spends
0.01 pts/AED

Groceries
0.0015 pts/AED

Education
0.0015 pts/AED

Perks

Airport Transfer
Airport Lounge Access

Key Strengths and Weaknesses

Strengths


No annual fee makes the card cost-free to hold.

0.07 points per AED on shopping is the strongest earn rate.

Airport lounge access and airport transfer perks included.

Watch out for


Groceries and education earn only 0.0015 points per AED.

AED 15,000 minimum salary requirement limits eligibility.

3.76% FX markup adds cost to foreign currency transactions.

Fees & Conditions

Annual FeeFree
Fee WaiverN/A — always free
FX Markup3.76%
Minimum SalaryAED 15,000/mo

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Frequently Asked Questions

Is there an annual fee for the FAB Blue Signature Credit Card?

No, this card has no annual fee, so you can hold it without any recurring cost.

What is the minimum salary to apply for this card?

You need a minimum monthly salary of AED 15,000 to be eligible for the FAB Blue Signature Credit Card.

How many points do I earn on shopping?

You earn 0.07 points per AED spent on shopping, which is the card's highest earn rate.

Does this card earn points on school or university fees?

Yes, education spending earns 0.0015 points per AED, though this is a much lower rate than shopping.

Can I use this card abroad?

Yes, but foreign currency transactions carry a 3.76% markup, which increases the cost of international purchases.