FAB Blue Signature Credit Card
A no-fee points credit card by FAB earning up to 0.07 points per AED on shopping.
Free
Up to 0.07 pts/AED
AED 15,000
3.76%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend heavily on shopping and want a no-fee card with lounge access.
Not ideal if
You spend mainly on dining, travel, or fuel with minimal shopping transactions.
Watch out for
3.76% FX markup reduces value on international spending and foreign currency transactions.
Calculate This Card’s Value
Earning Rates
0.07 pts/AED
0.01 pts/AED
0.0015 pts/AED
0.0015 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
No annual fee makes it cost-free to hold and use.
0.07 points per AED on shopping is the strongest earn rate.
Airport transfer and lounge access included without annual fee.
Watch out for
0.0015 points per AED on groceries and education is extremely low.
0.01 points per AED on all other spending offers minimal rewards.
3.76% FX markup is higher than many competing cards.
Fees & Conditions
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Frequently Asked Questions
Is there an annual fee for the FAB Blue Signature Credit Card?
No, this card has no annual fee, making it free to hold and use year-round.
What is the minimum salary required to apply?
You need a minimum monthly salary of AED 15,000 to be eligible for this card.
How many points do I earn on shopping?
You earn 0.07 points per AED spent on shopping, which is the card's highest earn rate. All other spending earns 0.01 points per AED.
Does this card earn points on school or university fees?
Yes, education spending earns 0.0015 points per AED, though this rate is very low compared to the shopping earn rate.
Can I use this card abroad without high fees?
The card has a 3.76% foreign exchange markup on international transactions, which is higher than many competitors and reduces the value of points earned abroad.