
FAB Blue Platinum Credit Card
A no-fee points credit card by FAB earning up to 0.06 points per AED on shopping.
Free
Up to 0.06 pts/AED
AED 8,000
3.76%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend heavily on shopping and want a no-fee points card.
Not ideal if
You prioritize dining, travel rewards, or need strong international spending benefits.
Watch out for
Very low 0.01 points per AED on all non-shopping categories limits overall value.
Calculate This Card’s Value
Earning Rates
0.06 pts/AED
0.01 pts/AED
0.0015 pts/AED
0.0015 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
No annual fee makes it easy to hold long-term.
0.06 points per AED on shopping with no cap.
Includes airport transfer and golf round perks.
Watch out for
Only 0.01 points per AED on most spending categories.
Groceries and education earn just 0.0015 points per AED.
3.76% FX markup on foreign currency transactions.
Fees & Conditions
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Frequently Asked Questions
Is there an annual fee for the FAB Blue Platinum Credit Card?
No, this card has no annual fee, making it a cost-free option for long-term use.
How many points do I earn on shopping?
You earn 0.06 points per AED spent on shopping, with no monthly cap.
Does this card earn points on school or university fees?
Yes, education spending earns 0.0015 points per AED, the same rate as groceries.
What is the minimum salary required?
You need a minimum monthly salary of AED 8,000 to be eligible for this card.
Can I use this card abroad?
Yes, but a 3.76% foreign exchange markup applies to all international transactions, which can reduce the value of points earned.