FAB Blue Platinum Credit Card
A no-fee FAB credit card earning up to 0.06 points per AED on shopping and 0.0015 points per AED on groceries and education.
Free
Up to 0.06 pts/AED
AED 8,000
3.76%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend heavily on shopping and want a no-fee card with points earning.
Not ideal if
You spend mainly on dining, travel, or fuel rather than retail shopping.
Watch out for
Very low 0.01 points per AED earn rate on all non-shopping, non-grocery, non-education spend.
Calculate This Card’s Value
Earning Rates
0.06 pts/AED
0.01 pts/AED
0.0015 pts/AED
0.0015 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
No annual fee, making it cost-free to hold and use.
Earns 0.06 points per AED on shopping with no monthly cap.
Includes airport transfer and complimentary golf round perks.
Accessible AED 8,000 minimum salary requirement.
Watch out for
Very low 0.01 points per AED on dining, travel, and most other categories.
Groceries and education earn only 0.0015 points per AED, much lower than shopping.
3.76% foreign exchange markup on international transactions.
Fees & Conditions
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Frequently Asked Questions
Is there an annual fee for the FAB Blue Platinum Credit Card?
No, this card has no annual fee, so you can use it without any recurring cost.
How many points do I earn on shopping with this card?
You earn 0.06 points per AED spent on shopping transactions, with no monthly cap on earning.
Does this card earn points on school or university fees?
Yes, education spending earns 0.0015 points per AED, though this is much lower than the shopping rate.
What is the minimum salary to apply for this card?
You need a minimum monthly salary of AED 8,000 to be eligible for the FAB Blue Platinum Credit Card.
Can I use this card abroad?
Yes, but be aware of the 3.76% foreign exchange markup on international transactions, which can add up on travel spending.