Emirates Islamic Amazon Platinum Credit Card Sharia-compliant
A Sharia-compliant cashback credit card by Emirates Islamic with 6% on shopping and 2.5% on international spend.
Free
6% shopping
AED 5,000
3.49%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 5,000 to 10,000 monthly with heavy online and retail shopping.
Not ideal if
You spend mostly on dining, travel perks, or general expenses outside shopping.
Watch out for
3.49% FX markup reduces the net benefit of international spend cashback.
Calculate This Card’s Value
Earning Rates
6%
2.5%
2%
0.25%
0.25%
Perks
Key Strengths and Weaknesses
Strengths
6% cashback on shopping with no monthly cap.
No annual fee makes it cost-effective for moderate spenders.
2.5% cashback on international spend rewards foreign currency purchases.
Sharia-compliant structure aligns with Islamic banking principles.
Watch out for
Only 0.25% cashback on education and utilities, limiting value on those categories.
3.49% FX markup erodes international spend cashback to a net gain.
Low AED 5,000 minimum salary restricts access for some applicants.
Fees & Conditions
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Frequently Asked Questions
Is there an annual fee for this card?
No, the Emirates Islamic Amazon Platinum Islamic Credit Card has no annual fee, making it a cost-free option for cashback seekers.
How much cashback do I earn on Amazon purchases?
You earn 6% cashback on shopping, which includes Amazon and other retail purchases, with no monthly cap.
What is the welcome bonus and how do I earn it?
You can earn up to AED 1,000: AED 250 for AED 10,000 in retail spend and AED 250 for AED 2,500 in foreign currency spend, both within 60 days of card activation.
Can I use this card abroad without losing value?
You earn 2.5% cashback on international spend, but the 3.49% FX markup means you pay more than you earn back on foreign currency transactions.
Does this card earn cashback on school or university fees?
Yes, but only 0.25% cashback on education spend, which is minimal compared to the 6% shopping rate.