What is the minimum salary for a credit card in Dubai?

Most banks in the UAE require a minimum monthly salary of AED 5,000 to approve a primary credit card. However, some banks may offer "low-income" cards starting from AED 4,000, or secured credit cards against a fixed deposit.

Can I get a credit card without an annual fee?

Yes. "Free for Life" credit cards are very popular in the UAE. Banks like ADCB, Citi, and Mashreq offer cards that never charge an annual membership fee. Use the "Free for Life" filter in our tool above to see them.

Does checking my eligibility affect my credit score?

No. Using this comparison tool does not affect your credit score. Your score is only impacted when you officially submit a full application to the bank.

Find The Best Credit Cards In The UAE

Credit Card Recommendation Tool

ALPHA

We’re continuously improving our algorithm to provide better recommendations.

We don’t store the numbers you enter. They’re used only to generate this recommendation.

Spending style

Select a persona and enter your numbers to see results.
This sets an estimated spending pattern so the system can rank cards more realistically.

Estimated Spending Split

We estimate yearly spend by category using this split, then compute Net Effective Value (NEV) and rank cards.

This is the assumed distribution used to estimate yearly rewards across categories.

Travel0%

International0%

Dining0%

Groceries0%

Shopping0%

Utilities0%

Monthly Card Spend

AED

Minimum AED 1,000/month · Maximum AED 200,000/month

Used to Estimate Rewards.

Monthly Salary

AED

Minimum AED 10,000/month · Maximum AED 300,000/month

See How It Works

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