Terms & Disclaimer

Last Updated: 14.06.2026

CreditSouq is an independent UAE credit card comparison and decision-support tool. We help users compare credit cards using estimated rewards, fees, perks, eligibility information, and Net Effective Value calculations.

We are not a bank, financial adviser, broker, lender, or regulated intermediary. The information on CreditSouq is provided for general informational and educational purposes only. Before applying for any credit card or financial product, you should verify all current terms directly with the issuing bank.

Independent Comparison Platform

CreditSouq is not owned or operated by any UAE bank. Our rankings are designed to help users understand which cards may offer better value for their own spending patterns, not to promote a specific bank product as official advice.

No Financial Advice

Nothing on CreditSouq should be treated as financial, legal, tax, investment, or credit advice. Our tools and pages provide estimates based on available card data and user-entered spending assumptions. Your final decision remains your own responsibility.

No Guarantee of Approval

Credit card approval is always determined by the issuing bank. Banks may consider salary, employment, residency, debt obligations, credit bureau records, internal risk policies, and other factors that CreditSouq cannot access. A high ranking or estimated value on CreditSouq does not guarantee eligibility, approval, credit limit, or final pricing.

Accuracy and Data Freshness

We aim to keep card fees, rewards, benefits, salary requirements, caps, and eligibility rules accurate and up to date. However, UAE banks can change product terms, campaigns, fees, and reward rules at any time. CreditSouq does not guarantee that every card detail is complete, current, or error-free at the exact moment you view it.

If there is any difference between CreditSouq and the bank’s official website, application form, key facts statement, schedule of charges, or product terms, the bank’s official information should be treated as authoritative.

How Rankings Work

CreditSouq ranks cards using estimated value calculations. Depending on the page or tool, this may include rewards earned, cashback, miles or points value, annual fees, fee waivers, foreign exchange costs, monthly caps, and selected lifestyle or travel benefits.

For a deeper explanation, see our Methodology page.

Privacy and User Inputs

Some CreditSouq tools ask for spending estimates, salary range, or preferences to calculate card value. These inputs are used to generate personalized results. For details on how data and analytics are handled, see our Privacy Policy.

Third-Party Links

CreditSouq may link to official bank pages or other third-party websites. These links are provided for convenience. We do not control third-party websites and are not responsible for their content, availability, privacy policies, application outcomes, or product terms.

Commercial Relationships

CreditSouq’s goal is to provide independent, useful credit card comparison. If we introduce referral, affiliate, advertising, or commercial partnerships in the future, we should clearly label commercially influenced links or placements so users can distinguish them from value-based rankings.

User Responsibility

By using CreditSouq, you agree that you are responsible for verifying all card details directly with the bank before applying. You should consider your own financial situation, repayment ability, fees, interest charges, and eligibility before taking any action.

Contact

If you find outdated card information, incorrect product details, or have a question about CreditSouq, contact us at admin@creditsouq.ae.