DIB Prime Signature Islamic Credit Card Sharia-compliant
A Sharia-compliant credit card by DIB earning up to 3 points per AED on international spend and 2.5 points per AED elsewhere.
Free
Up to 3 pts/AED
AED 15,000
4.85%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend heavily on international purchases and meet the AED 15,000 salary requirement.
Not ideal if
You spend mostly on groceries, utilities, or education with minimal international transactions.
Watch out for
4.85% foreign exchange markup can reduce value on international spend despite higher points.
Calculate This Card’s Value
Earning Rates
2.5 pts/AED
3 pts/AED
0.2 pts/AED
0.2 pts/AED
0.2 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
No annual fee, making it cost-effective for eligible cardholders.
Earns 3 points per AED on international spend with no cap.
Sharia-compliant structure for those seeking Islamic finance products.
Car service and registration pickup and drop perks add convenience.
Watch out for
Only 0.2 points per AED on groceries, utilities, and education.
AED 15,000 minimum salary requirement limits accessibility.
4.85% FX markup applies to foreign currency transactions.
Fees & Conditions
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Frequently Asked Questions
Is there an annual fee for the DIB Prime Signature Islamic Credit Card?
No, this card has no annual fee, making it a cost-effective option for eligible cardholders.
How many points do I earn on international purchases?
You earn 3 points per AED on international spend, with no monthly or annual cap.
What is the minimum salary required to apply?
You need a minimum monthly salary of AED 15,000 to be eligible for this card.
Does this card earn points on school or university fees?
Yes, but education spending earns only 0.2 points per AED, which is lower than the general spend rate of 2.5 points per AED.
Can I use this card abroad without extra charges?
You can use it abroad, but a 4.85% foreign exchange markup applies to all foreign currency transactions.