FAB Etihad Guest Signature Credit Card
A travel credit card by FAB earning up to 0.55 miles/AED on travel and 0.45 miles/AED internationally.
AED 1,575.00
Up to 0.55 miles/AED
AED 15,000
3.76%
This card also has an Islamic/Sharia-compliant version (FAB Islamic Etihad Guest Signature Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend heavily on Etihad flights and international purchases each month.
Not ideal if
You mainly spend on domestic groceries, utilities, or education with low travel.
Watch out for
AED 1,575 annual fee is not waivable and must be offset by miles.
Calculate This Card’s Value
Earning Rates
0.275 miles/AED
0.45 miles/AED
0.55 miles/AED
0.15 miles/AED
0.15 miles/AED
0.15 miles/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 0.55 miles per AED on travel and 0.45 miles per AED internationally.
Welcome offer of up to 70,000 miles with AED 50,000 spend in 90 days.
Includes Etihad Silver Tier status, lounge access, and airport transfer.
No caps on miles earning across any category.
Watch out for
AED 1,575 annual fee with no waiver option available.
Minimum salary requirement of AED 15,000 limits eligibility.
Low 0.15 miles per AED on groceries, utilities, and education.
Fees & Conditions
Cards Worth Comparing
Explore similar UAE credit cards and alternatives worth comparing based on rewards, fees, salary requirements, and spending fit.
Similar Cards
Close alternatives with similar reward patterns, eligibility requirements, and fee positioning.
FAB
Etihad Guest Platinum Credit Card
Similarity score90/100
Emirates Islamic
Etihad Guest Premium Credit Card (Premium Option)
Similarity score82/100
ADIB
Emirates Skywards Visa Signature Islamic Credit Card
Similarity score82/100
DIB
Emirates Skywards DIB Infinite Islamic Credit Card
Similarity score81/100
Compare With
Cards that solve a similar need but with different trade-offs in fees, rewards, eligibility, or reward currency.
FAB
Etihad Guest Infinite Credit Card
Comparison fit88/100
ADIB
Etihad Guest Visa Infinite Islamic Credit Card
Comparison fit82/100
RAKBANK
Air Arabia Platinum Credit Card
Comparison fit82/100
Emirates NBD
Marriott Bonvoy World Credit Card
Comparison fit80/100
Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee is worth it if you spend heavily on travel and international purchases, earning 0.55 and 0.45 miles per AED respectively. If your spending is mostly domestic or on low-earning categories like groceries and utilities, the fee will be hard to justify.
How does the welcome bonus work?
You receive 35,000 joining miles upon paying the annual fee, plus an additional 35,000 bonus miles when you spend AED 50,000 within the first 90 days. This totals up to 70,000 miles.
Can I use this card abroad?
Yes, the card earns 0.45 miles per AED on international transactions. However, there is a 3.76% foreign exchange markup on all foreign currency purchases.
Does this card earn on school or university fees?
Yes, education spending earns 0.15 miles per AED, which is lower than the travel and international rates but still contributes to your miles balance.
What perks come with the card?
The card includes Etihad Silver Tier status, lounge access, airport transfer, and a 50% miles discount voucher. These perks are valuable if you fly frequently with Etihad.