FAB Etihad Guest Platinum Credit Card
A travel credit card by FAB earning up to 0.4 miles/AED on travel and 0.35 miles/AED on international spend.
AED 525.00
Up to 0.4 miles/AED
AED 8,000
3.76%
This card also has an Islamic/Sharia-compliant version (FAB Islamic Etihad Guest Platinum Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend regularly on travel and international purchases and want Etihad Guest miles.
Not ideal if
You mainly spend on dining, groceries, or domestic purchases with little travel.
Watch out for
AED 525 annual fee is not waivable and requires consistent spend to offset.
Calculate This Card’s Value
Earning Rates
0.2 miles/AED
0.35 miles/AED
0.4 miles/AED
0.15 miles/AED
0.15 miles/AED
0.15 miles/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 0.4 miles per AED on travel bookings with no cap.
International spend earns 0.35 miles per AED, rewarding overseas purchases.
Welcome bonus of up to 20,000 Etihad Guest miles available.
Includes airport transfer, golf round, and 25% miles discount voucher perks.
Watch out for
AED 525 annual fee with no waiver option.
Modest 0.15 miles per AED on education, utilities, and groceries.
Requires AED 8,000 minimum monthly salary to qualify.
Fees & Conditions
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Compare With
Cards that solve a similar need but with different trade-offs in fees, rewards, eligibility, or reward currency.
FAB
Etihad Guest Infinite Credit Card
Comparison fit80/100
Emirates Islamic
Etihad Guest Premium Credit Card (Premium Option)
Comparison fit79/100
DIB
Emirates Skywards DIB Signature Islamic Credit Card
Comparison fit78/100
Emirates NBD
Skywards Signature Credit Card
Comparison fit75/100
Frequently Asked Questions
Is the annual fee worth it?
The AED 525 annual fee is not waivable, so you need to spend consistently on travel and international purchases to earn enough miles to offset the cost. If you spend heavily on flights, hotels, and overseas transactions, the accelerated earn rates can justify the fee.
How does the welcome bonus work?
You receive 10,000 Etihad Guest miles upon paying the annual fee, plus another 10,000 miles if you spend AED 25,000 within the first 90 days. The full welcome bonus totals 20,000 miles.
Can I use this card abroad?
Yes, the card earns 0.35 miles per AED on international spend. However, it carries a 3.76% foreign exchange markup, which is higher than some competitors.
Does this card earn on school or university fees?
Yes, education spending earns 0.15 miles per AED with no cap. This rate is lower than travel or international categories but still allows you to accumulate miles on tuition and school fees.
What perks come with the card?
The card includes an airport transfer, a complimentary golf round, and a 25% discount voucher on Etihad Guest miles redemptions. These perks add value for frequent travelers and golfers.