FAB Etihad Guest Platinum Credit Card
A travel credit card by FAB earning up to 0.4 miles/AED on travel and 0.35 miles/AED on international spend.
AED 525.00
Up to 0.4 miles/AED
AED 8,000
3.76%
This card also has an Islamic/Sharia-compliant version (FAB Islamic Etihad Guest Platinum Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You fly Etihad regularly and spend heavily on international travel each month.
Not ideal if
You spend mostly on domestic purchases or prefer cashback over airline miles.
Watch out for
AED 525 annual fee is not waivable regardless of your spending.
Calculate This Card’s Value
Earning Rates
0.2 miles/AED
0.35 miles/AED
0.4 miles/AED
0.15 miles/AED
0.15 miles/AED
0.15 miles/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 0.4 miles/AED on travel and 0.35 miles/AED internationally with no caps.
Welcome bonus of up to 20,000 Etihad Guest miles within 90 days.
Includes airport transfer, golf round, and 25% miles discount voucher perks.
Watch out for
AED 525 annual fee with no waiver option available.
Low earn rates on groceries, utilities, and education at 0.15 miles/AED.
Requires minimum salary of AED 8,000 to qualify for the card.
Fees & Conditions
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Compare With
Cards that solve a similar need but with different trade-offs in fees, rewards, eligibility, or reward currency.
FAB
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Comparison fit80/100
Emirates Islamic
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Comparison fit79/100
DIB
Emirates Skywards DIB Signature Islamic Credit Card
Comparison fit78/100
ADIB
Emirates Skywards Visa Signature Islamic Credit Card
Comparison fit77/100
Frequently Asked Questions
Is the annual fee worth it?
The AED 525 fee is not waivable, so value depends on your travel spend. If you regularly book flights and international purchases, the 0.4 miles/AED on travel and 0.35 miles/AED internationally can offset the fee. Casual spenders may struggle to justify the cost.
How does the welcome bonus work?
You receive 10,000 Etihad Guest miles upon paying the annual fee, plus another 10,000 miles if you spend AED 25,000 within 90 days of card approval. That's up to 20,000 miles total to start.
Can I use this card abroad?
Yes, and international spend earns 0.35 miles/AED. However, the card charges a 3.76% foreign exchange markup, which reduces the net value of your miles on overseas purchases.
Does this card earn on school or university fees?
Yes, education spend earns 0.15 miles/AED. This is lower than the travel and international rates, but it does accumulate Etihad Guest miles on tuition payments.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 8,000 to be eligible for the FAB Etihad Guest Platinum Credit Card.