RAKBANK Air Arabia Platinum Card
A travel credit card by RAKBANK earning 0.35 points per AED on travel and international spend with Air Arabia rewards.
AED 420.00
Up to 0.35 pts/AED
AED 5,000
1.05%
Who Is This Card For?
Calculate This Card’s Value
Key Strengths and Weaknesses
Strengths
Anniversary free return flight on Air Arabia after annual spend threshold.
0.35 points per AED on travel and international purchases with no cap.
AED 5,000 minimum salary makes it accessible to entry-level earners.
20,000 bonus AirRewards points on activation with AED 5,000 spend in 90 days.
Watch out for
AED 420 annual fee requires AED 20,000 monthly spend to waive.
Weak 0.25 points per AED on all non-travel and non-international categories.
Utilities earn only 0.006 points per AED, essentially no rewards.
Earning Rates
0.25 pts/AED
0.35 pts/AED
0.35 pts/AED
0.006 pts/AED
Perks
Fees & Conditions
Frequently Asked Questions
Is the annual fee worth it?
The AED 420 annual fee is waived if you spend AED 20,000 or more per month. If you cannot meet this threshold, the fee may outweigh the rewards unless you maximize the anniversary free return flight and travel earn rates.
How do I earn the welcome bonus?
You receive 20,000 AirRewards bonus points upon card activation after spending AED 5,000 within the first 90 days.
What is the earn rate on dining and groceries?
Dining and groceries fall under the all other spends category, earning just 0.25 points per AED with no bonus rate.
Can I use this card abroad?
Yes, international purchases earn 0.35 points per AED. However, there is a 1.05% foreign exchange markup on all international transactions.
What is the anniversary free return flight benefit?
After meeting the annual spend requirement, you receive a free return flight on Air Arabia. Specific spend thresholds and booking conditions apply as per the AirRewards program terms.