RAKBANK Air Arabia Platinum Credit Card
A travel credit card by RAKBANK earning 0.35 points per AED on travel and international spend, with Air Arabia perks.
AED 420.00
Up to 0.35 pts/AED
AED 5,000
1.05%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You fly Air Arabia often and spend AED 5,000 to 10,000 monthly on travel and international purchases.
Not ideal if
You mainly spend on dining, groceries, or domestic retail with little international or travel spend.
Watch out for
AED 20,000 monthly spend required to waive the AED 420 annual fee, a high threshold.
Calculate This Card’s Value
Earning Rates
0.25 pts/AED
0.35 pts/AED
0.35 pts/AED
0.006 pts/AED
0.006 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
0.35 points per AED on travel and international spend with no caps.
Anniversary free return Air Arabia flight for frequent flyers.
20,000 AirRewards welcome bonus after spending AED 5,000 in 90 days.
Airport transfer, lounge access, and cinema buy-one-get-one perks included.
Watch out for
AED 420 annual fee waived only if you spend AED 20,000 monthly.
Utilities and education earn only 0.006 points per AED, nearly negligible.
Baseline 0.25 points per AED on all other spends is modest.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 420 annual fee is waived if you spend AED 20,000 monthly. If you cannot meet that threshold, the fee may outweigh the value unless you use the anniversary free Air Arabia flight and other perks regularly.
How many points do I earn on travel and international spend?
You earn 0.35 AirRewards points per AED on travel and international purchases, with no caps. All other spends earn 0.25 points per AED.
What is the welcome bonus and how do I get it?
You receive 20,000 AirRewards bonus points when you activate the card and spend AED 5,000 within the first 90 days.
Does this card earn on school or university fees?
Yes, but education spends earn only 0.006 points per AED, which is very low and not a meaningful benefit.
Can I use this card abroad?
Yes, international purchases earn 0.35 points per AED. The card carries a 1.05% foreign exchange markup on transactions in currencies other than AED.