HSBC Cash+ Credit Card
A cashback credit card by HSBC offering 1% cashback on all spends with lifestyle perks.
AED 1,050.00
1% all spends
AED 30,000
3.15%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You earn AED 30,000+ monthly and want flat 1% cashback on all spending.
Not ideal if
You prefer higher category-specific cashback rates or value travel and dining acceleration.
Watch out for
AED 24,000 annual spend required to waive the AED 1,050 fee.
Calculate This Card’s Value
Earning Rates
1%
Perks
Key Strengths and Weaknesses
Strengths
Flat 1% cashback on all purchases with no category restrictions or caps.
Includes Careem Plus, cinema BOGO, lounge access, and Zomato perks.
Annual fee waived with AED 24,000 spend per year.
Watch out for
AED 1,050 annual fee applies if you spend less than AED 24,000 yearly.
Requires AED 30,000 minimum monthly salary to qualify.
3.15% FX markup on foreign currency transactions.
Fees & Conditions
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Frequently Asked Questions
What is the minimum salary to apply for the HSBC Cash+ Credit Card?
You need a minimum monthly salary of AED 30,000 to be eligible for this card.
How much cashback do I earn on all purchases?
You earn 1% cashback on all spends with no category restrictions or monthly caps.
Is the annual fee waived?
Yes, the AED 1,050 annual fee is waived if you spend at least AED 24,000 per year. If you spend less, the fee applies.
Can I use this card abroad?
Yes, but a 3.15% foreign exchange markup applies to all international transactions, which reduces the effective cashback on foreign currency spending.
What lifestyle perks are included with this card?
The card includes Careem Plus, cinema buy-one-get-one offers, lounge access, and Zomato benefits.