Ajman Bank BRight Platinum Islamic Credit Card Sharia-compliant
A Sharia-compliant credit card by Ajman Bank earning 0.15 points per AED on all spends with lounge access and valet parking.
AED 1,050.00
Up to 0.15 pts/AED
AED 10,000
1.15%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You want a Sharia-compliant card with simple flat-rate earning and occasional travel perks.
Not ideal if
You spend heavily on dining, travel, or groceries and want accelerated category rewards.
Watch out for
AED 1,050 non-waivable annual fee requires high spending to justify the cost.
Calculate This Card’s Value
Earning Rates
0.15 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Sharia-compliant card with 0.15 points per AED on all purchases.
10,000 welcome bonus points upfront with no spend requirement.
Lounge access and valet parking perks for occasional travelers.
Watch out for
AED 1,050 annual fee is not waivable regardless of spending.
Flat 0.15 points per AED with no bonus categories or accelerated earning.
Minimum salary requirement of AED 10,000 monthly limits eligibility.
Fees & Conditions
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Frequently Asked Questions
Is the AED 1,050 annual fee worth it?
The fee is not waivable, so you need to value the Sharia-compliant structure, lounge access, valet parking, and 10,000 welcome bonus points. With 0.15 points per AED, you would need to spend around AED 7,000 monthly to earn enough points to offset the fee.
How many points do I earn per AED spent?
You earn 0.15 BRight Rewards points per AED on all purchases with no category bonuses or caps.
What is the welcome bonus for this card?
You receive 10,000 BRight Rewards points upfront with no minimum spend requirement or time limit.
Can I use this card abroad?
Yes, the card works internationally with a 1.15% foreign exchange markup on transactions in currencies other than AED.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 10,000 to be eligible for this card.