Ajman Bank BRight Platinum Islamic Credit Card card image

Ajman Bank BRight Platinum Islamic Credit Card Sharia-compliant

A Sharia-compliant credit card by Ajman Bank earning 0.15 points per AED on all spends with upfront welcome bonus.

Annual feeVAT included
AED 1,050.00
Top earnrewards rate
Up to 0.15 pts/AED
Min salaryfor eligibility
AED 10,000
FX markupforeign currency
1.15%

Who Is This Card For?

Decision snapshot
Quick answer before the detailed explanation

Good fit if
You need a Sharia-compliant card, earn AED 10,000+ monthly, and value lounge access.

Not ideal if
You want high category rewards on dining, travel, or groceries to maximize returns.

Watch out for
AED 1,050 annual fee is not waivable, so perks must justify the cost.

If you are looking for a Sharia-compliant credit card and earn at least AED 10,000 monthly, this card offers a flat 0.15 points per AED on all


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Earning Rates

All Spends
0.15 pts/AED

Perks

Airport Lounge Access
Valet Parking

Key Strengths and Weaknesses

Strengths


Sharia-compliant Islamic credit card for customers seeking halal finance.

Upfront 10,000 BRight Rewards welcome bonus with no spend requirement.

Lounge access and valet parking perks included.

Flat 0.15 points per AED on all purchases with no caps.

Watch out for


AED 1,050 annual fee with no waiver option available.

Low 0.15 points per AED rate across all categories.

AED 10,000 minimum monthly salary requirement limits eligibility.

Fees & Conditions

Annual FeeAED 1,050
FX Markup1.15%
Minimum SalaryAED 10,000/mo
Welcome Bonus10,000 bonus points.

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Frequently Asked Questions

Is the AED 1,050 annual fee worth it?

The fee is not waivable, so value depends on how much you use lounge access, valet parking, and the upfront 10,000 BRight Rewards. The 0.15 points per AED earn rate is modest, so perks must justify the cost.

How many points do I earn per AED spent?

You earn 0.15 BRight Rewards points per AED on all purchases with no category restrictions or caps.

What is the welcome bonus for this card?

You receive 10,000 BRight Rewards points upfront with no minimum spend requirement.

Can I use this card abroad?

Yes, the card works internationally with a 1.15% foreign exchange markup on transactions in currencies other than AED.

What is the minimum salary to apply?

You must earn at least AED 10,000 per month to be eligible for this card.