Emirates NBD Go4it Platinum Credit Card
A no-fee Emirates NBD credit card earning 0.025 points per AED on all spends with cinema buy-one-get-one offers.
Free
Up to 0.025 pts/AED
AED 12,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You want a no-fee card for everyday spending without category restrictions.
Not ideal if
You spend heavily on dining, travel, or groceries and want strong rewards.
Watch out for
3.14% foreign exchange markup increases the cost of international transactions.
Calculate This Card’s Value
Earning Rates
0.025 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
No annual fee, making it cost-free to hold long-term.
Earns 0.025 points per AED on all purchases with no caps.
Cinema buy-one-get-one offers add occasional entertainment value.
No minimum monthly spend required to earn points.
Watch out for
Flat 0.025 points per AED is modest compared to category-bonus cards.
3.14% foreign exchange markup on international transactions.
Requires AED 12,000 minimum monthly salary to qualify.
Fees & Conditions
Cards Worth Comparing
Explore similar UAE credit cards and alternatives worth comparing based on rewards, fees, salary requirements, and spending fit.
Similar Cards
Close alternatives with similar reward patterns, eligibility requirements, and fee positioning.
Emirates NBD
Mastercard Platinum Credit Card
Similarity score80/100
HSBC
Platinum Select Credit Card
Similarity score68/100
FAB
Blue Signature Credit Card
Similarity score64/100
Ajman Bank
BRight Titanium Islamic Credit Card
Similarity score63/100
Compare With
Cards that solve a similar need but with different trade-offs in fees, rewards, eligibility, or reward currency.
Emirates NBD
Visa Infinite Credit Card
Comparison fit76/100
HSBC
Max Reward Credit Card
Comparison fit74/100
Mashreq Al Islami
Solitaire Islamic Credit Card
Comparison fit73/100
Ajman Bank
BRight World Islamic Credit Card
Comparison fit73/100
Frequently Asked Questions
Is there an annual fee for the Emirates NBD Go4it Platinum Credit Card?
No, this card has no annual fee, so you can hold it without any recurring cost.
How many points do I earn per AED spent?
You earn 0.025 points per AED on all purchases, with no caps or category restrictions.
Can I use this card abroad?
Yes, but international transactions incur a 3.14% foreign exchange markup, which increases the cost of spending outside the UAE.
What is the minimum salary required to apply?
You need a minimum monthly salary of AED 12,000 to qualify for this card.
What perks does the card offer?
The card includes cinema buy-one-get-one offers, providing occasional savings on movie tickets.