Ajman Bank BRight Titanium Islamic Credit Card Sharia-compliant
A Sharia-compliant credit card by Ajman Bank earning 0.1 points per AED on all spends with no annual fee.
Free
Up to 0.1 pts/AED
AED 10,000
3.3%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You want a no-fee Sharia-compliant card with simple flat-rate earning on all purchases.
Not ideal if
You prioritize high cashback or miles and spend heavily on dining or travel.
Watch out for
The 3.3% FX markup reduces value on international and foreign currency transactions.
Calculate This Card’s Value
Earning Rates
0.1 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
No annual or joining fee keeps the card cost-free.
Sharia-compliant structure aligns with Islamic finance principles.
Flat 0.1 points per AED on all spends with no caps.
Valet parking perk adds convenience at participating locations.
Watch out for
Low 0.1 points per AED rate offers modest earning potential.
3.3% FX markup is higher than many competing cards.
AED 10,000 minimum salary requirement limits eligibility.
Fees & Conditions
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Frequently Asked Questions
Is there an annual fee for the Ajman Bank BRight Titanium Islamic Credit Card?
No, this card has no annual or joining fee, making it a cost-free option for cardholders.
How many points do I earn per AED spent?
You earn 0.1 points per AED on all purchases with no category restrictions or monthly caps.
What is the foreign exchange markup on this card?
The FX markup is 3.3% on international and foreign currency transactions, which is higher than many competitors.
What is the minimum salary required to apply?
You need a minimum monthly salary of AED 10,000 to be eligible for this card.
Is this card Sharia-compliant?
Yes, the Ajman Bank BRight Titanium Islamic Credit Card is structured to comply with Islamic finance principles.