Ajman Bank BRight Titanium Islamic Credit Card card image

Ajman Bank BRight Titanium Islamic Credit Card Sharia-compliant

A Sharia-compliant credit card by Ajman Bank earning 0.1 points per AED on all spends with no annual fee.

Annual feeVAT included
Free

Top earnrewards rate
Up to 0.1 pts/AED

Min salaryfor eligibility
AED 10,000

FX markupforeign currency
3.3%

Apply now

Who Is This Card For?

Decision snapshot
Quick answer before the detailed explanation

Good fit if
You want a fee-free Sharia-compliant card with simple flat-rate earning on all purchases.

Not ideal if
You spend heavily on dining, travel, or international purchases and want accelerated rewards.

Watch out for
Modest 0.1 points per AED rate offers limited value for high spenders.

If you are looking for a Sharia-compliant credit card with no annual fee and earn at least AED 10,000 per month, this card offers a simple flat-rate…

Calculate This Card’s Value

Earning Rates

All Spends
0.1 pts/AED

Perks

Valet Parking

Key Strengths and Weaknesses

Strengths

No annual fee makes it cost-free to hold and use.

Sharia-compliant structure aligns with Islamic banking principles.

Flat 0.1 points per AED on all spends with no category restrictions.

Valet parking perk adds convenience at select locations.

Watch out for

Low 0.1 points per AED rate lags behind category-focused cards.

3.3% foreign exchange markup increases cost on international transactions.

AED 10,000 minimum salary requirement limits accessibility.

Fees & Conditions

Annual FeeFree

Fee WaiverN/A — always free

FX Markup3.3%

Minimum SalaryAED 10,000/mo

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Frequently Asked Questions

Is there an annual fee for the Ajman Bank BRight Titanium Islamic Credit Card?

No, this card has no annual fee, making it free to hold and use year-round.

How many points do I earn per AED spent?

You earn 0.1 points per AED on all purchases, with no category restrictions or caps.

What is the minimum salary required to apply?

You need a minimum monthly salary of AED 10,000 to be eligible for this card.

Can I use this card for international purchases?

Yes, but a 3.3% foreign exchange markup applies to all transactions in foreign currencies, which can add up on overseas or online international spending.

Is this card Sharia-compliant?

Yes, the Ajman Bank BRight Titanium Islamic Credit Card is fully Sharia-compliant and follows Islamic banking principles.