Ajman Bank BRight World Islamic Credit Card Sharia-compliant
A Sharia-compliant credit card by Ajman Bank earning 0.25 points per AED on all spends with 15,000 welcome bonus points.
AED 1,575.00
Up to 0.25 pts/AED
AED 10,000
1.15%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You want a Sharia-compliant card with flat-rate points and value lounge access perks.
Not ideal if
You spend heavily in specific categories and want accelerated earning on dining or travel.
Watch out for
AED 1,575 annual fee with no waiver option, regardless of your spending level.
Calculate This Card’s Value
Earning Rates
0.25 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Sharia-compliant card structure for customers seeking Islamic banking products.
15,000 welcome bonus points awarded upfront upon card issuance.
Lounge access and valet parking perks included with the card.
Flat 0.25 points per AED on all spends with no category restrictions.
Watch out for
AED 1,575 annual fee with no waiver option available.
Modest 0.25 points per AED rate with no accelerated earning categories.
Requires AED 10,000 minimum monthly salary to qualify for the card.
Fees & Conditions
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Frequently Asked Questions
Is the AED 1,575 annual fee worth it?
It depends on how much you value the lounge access and valet parking perks. The 15,000 upfront welcome bonus points help offset the first year fee, but the flat 0.25 points per AED earn rate is modest. If you do not regularly use the perks, the fee may be hard to justify.
How do I earn points with this card?
You earn 0.25 BRight Rewards points for every AED spent on all purchases, with no category restrictions or caps. The earning structure is straightforward and applies to every transaction.
What is the welcome bonus and how do I get it?
You receive 15,000 complimentary BRight Rewards points upfront upon card issuance. There is no minimum spend requirement or waiting period to receive the bonus.
Can I use this card abroad?
Yes, you can use this card internationally. Foreign currency transactions incur a 1.15% FX markup, which is standard for most UAE credit cards.
What is the minimum salary to apply for this card?
You need a minimum monthly salary of AED 10,000 to be eligible for the Ajman Bank BRight World Islamic Credit Card.