Mashreq Solitaire Credit Card
A premium credit card by Mashreq earning up to 6 points/AED on international spend and 4 points/AED on travel.
AED 1,575.00
Up to 6 pts/AED
AED 25,000
3.14%
This card also has an Islamic/Sharia-compliant version (Mashreq Al Islami Solitaire Islamic Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You earn AED 25,000+ monthly and spend heavily on international purchases and travel.
Not ideal if
You spend mostly within the UAE or prefer cashback rewards over points.
Watch out for
AED 1,575 annual fee is not waivable and requires high spend to offset.
Calculate This Card’s Value
Earning Rates
6 pts/AED
4 pts/AED
2 pts/AED
1 pts/AED
1 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
6 points per AED on international spend with no cap.
4 points per AED on travel bookings with no cap.
Premium perks including lounge access, valet parking, and airport transfers.
AED 2,500 welcome bonus after spending AED 9,000 in 60 days.
Watch out for
AED 1,575 annual fee with no waiver option.
AED 25,000 minimum monthly salary requirement limits eligibility.
Only 1 point per AED on utilities and education spend.
Fees & Conditions
Cards Worth Comparing
Explore similar UAE credit cards and alternatives worth comparing based on rewards, fees, salary requirements, and spending fit.
Similar Cards
Close alternatives with similar reward patterns, eligibility requirements, and fee positioning.
Standard Chartered
Journey Credit Card
Similarity score88/100
Emirates Islamic
Flex Elite Credit Card
Similarity score80/100
ADIB
Exceed Visa Islamic Credit Card
Similarity score80/100
Sharjah Islamic Bank
Smiles Titanium Credit Card
Similarity score78/100
Compare With
Cards that solve a similar need but with different trade-offs in fees, rewards, eligibility, or reward currency.
Citibank
Prestige Credit Card
Comparison fit82/100
ADIB
Exceed Visa Platinum Islamic Credit Card
Comparison fit81/100
Mashreq Al Islami
Platinum Islamic Credit Card
Comparison fit79/100
Sharjah Islamic Bank
Smiles World Credit Card
Comparison fit79/100
Frequently Asked Questions
What is the minimum salary to apply for this card?
You must earn at least AED 25,000 per month to be eligible for the Mashreq Solitaire Credit Card.
Is the annual fee worth it?
The AED 1,575 annual fee is not waivable, so it's worth it if you spend heavily on international purchases and travel to earn 6 and 4 points per AED respectively. The AED 2,500 welcome bonus can help offset the first year's fee if you spend AED 9,000 in the first 60 days.
How does the welcome bonus work?
New credit card customers receive AED 2,500 (62,500 points) after spending AED 9,000 or more within the first 60 days of card issuance. Existing Mashreq customers receive AED 500 (12,500 points) instead.
Can I use this card abroad?
Yes, and it's highly rewarding for international spend. You earn 6 points per AED on all international transactions, with a 3.14% foreign exchange markup.
Does this card earn on school or university fees?
Yes, education spend earns 1 point per AED, which is lower than the international and travel rates but still accumulates points.