Standard Chartered Journey Credit Card
A premium travel credit card by Standard Chartered earning 4 points per USD internationally and 2 points per USD on all other spends.
AED 1,575.00
Up to 4 pts/USD
AED 30,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You earn AED 30,000+ monthly and spend heavily on international transactions.
Not ideal if
You spend mostly within the UAE or prefer cashback rewards.
Watch out for
AED 1,575 annual fee requires AED 10,000 annual spend to waive.
Calculate This Card’s Value
Earning Rates
4 pts/USD
2 pts/USD
Perks
Key Strengths and Weaknesses
Strengths
Earns 4 points per USD on all international transactions.
Includes lounge access, airport transfers, gym access, and Entertainer membership.
Annual fee waived with AED 10,000 spend per year.
Welcome bonus of 1,000 points after spending AED 10,000 in 60 days.
Watch out for
Requires AED 30,000 minimum monthly salary to qualify.
AED 1,575 annual fee if waiver threshold not met.
3.14% foreign exchange markup on international transactions.
Fees & Conditions
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Frequently Asked Questions
What is the minimum salary to apply for this card?
You need a minimum monthly salary of AED 30,000 to qualify for the Standard Chartered Journey Credit Card.
How do I waive the annual fee?
The AED 1,575 annual fee is waived if you spend at least AED 10,000 per year on the card.
How many points do I earn on international spending?
You earn 4 points per USD spent on international transactions and 2 points per USD on all other spends.
What is the welcome bonus?
You receive 1,000 bonus points when you spend AED 10,000 within the first 60 days of card membership.
Can I use this card abroad?
Yes, the card earns 4 points per USD internationally, but a 3.14% foreign exchange markup applies to all foreign currency transactions.