Mashreq Al Islami Solitaire Islamic Credit Card Sharia-compliant
A Sharia-compliant credit card by Mashreq Al Islami earning 6 points per AED on all spends with premium lifestyle perks.
AED 1,575.00
Up to 6 pts/AED
AED 25,000
3.14%
This card also has a conventional version (Mashreq Solitaire Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You earn AED 25,000+ monthly and value Sharia-compliant rewards with lifestyle perks.
Not ideal if
You prefer cashback over points or rarely use premium lifestyle benefits.
Watch out for
AED 1,575 annual fee is not waivable and requires high spending to justify.
Calculate This Card’s Value
Earning Rates
6 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Flat 6 points per AED on all spending with no category restrictions.
AED 2,500 welcome bonus after spending AED 9,000 in first 60 days.
Comprehensive lifestyle perks including lounge access, valet, golf, and airport transfers.
Sharia-compliant structure for customers seeking Islamic banking products.
Watch out for
AED 1,575 annual fee is not waivable regardless of spending.
AED 25,000 minimum salary requirement limits eligibility.
3.14% foreign exchange markup reduces value on international transactions.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee is not waivable, so you need to spend consistently and use the lifestyle perks like lounge access, valet parking, and golf rounds to justify the cost. The AED 2,500 welcome bonus in the first year helps offset the fee if you meet the AED 9,000 spend requirement in 60 days.
How much do I earn per AED spent?
You earn 6 points per AED on all purchases with no category restrictions or caps. This flat rate applies to dining, groceries, travel, utilities, and every other spend type.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 25,000 to be eligible for the Mashreq Al Islami Solitaire Islamic Credit Card.
Can I use this card abroad?
Yes, but the 3.14% foreign exchange markup on international transactions reduces the value of your rewards. If you spend frequently abroad, consider cards with lower FX fees.
How does the welcome bonus work?
New credit card customers receive AED 2,500 (62,500 points) after spending AED 9,000 or more within the first 60 days of card issuance. Existing Mashreq customers receive AED 500 (12,500 points) instead.