FAB Travel Credit Card card image

FAB Travel Credit Card

A travel credit card by FAB earning up to 41 points per AED on travel and 3 points per AED on all other spends.

Annual feeVAT included
AED 1,575.00
Top earnrewards rate
Up to 41 pts/AED
Min salaryfor eligibility
AED 20,000
FX markupforeign currency
1.15%

Who Is This Card For?

Decision snapshot
Quick answer before the detailed explanation

Good fit if
You spend heavily on travel monthly and earn at least AED 20,000 salary.

Not ideal if
You spend mostly on dining, groceries, or domestic shopping with little travel.

Watch out for
AED 1,575 annual fee is not waivable and requires consistent travel spend.

If you spend heavily on travel and earn at least AED 20,000 monthly, this card can deliver strong value. The 41 points per AED on travel is one of


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Earning Rates

Travel
41 pts/AED

Groceries
0.5 pts/AED

Education
0.5 pts/AED

Utilities
0.5 pts/AED

Fuel
0.5 pts/AED

All Other Spends
3 pts/AED

Perks

Anniversary Free Return Flight Tickets
Airport Lounge Access
Airport Transfer
Airport Fast Track

Key Strengths and Weaknesses

Strengths


41 points per AED on travel, one of the highest rates available.

Welcome bonus free return flight and anniversary flight help offset annual fee.

Lounge access, airport transfer, and fast track included for frequent flyers.

3 points per AED on all other spends provides baseline earning.

Watch out for


AED 1,575 annual fee is not waivable regardless of spend.

Only 0.5 points per AED on groceries, education, utilities, and fuel.

AED 20,000 minimum salary requirement limits eligibility.

Fees & Conditions

Annual FeeAED 1,575
FX Markup1.15%
Minimum SalaryAED 20,000/mo
Welcome BonusAED 3,000.

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Frequently Asked Questions

Is the annual fee worth it?

The AED 1,575 annual fee can be worth it if you spend heavily on travel and use the welcome and anniversary free return flights. Lounge access, airport transfers, and fast track add value for frequent flyers, but without consistent travel spend, the fee is hard to justify.

How many points do I earn on travel?

You earn 41 points per AED on travel, which is one of the highest rates in the UAE. All other spends earn 3 points per AED, while groceries, education, utilities, and fuel earn 0.5 points per AED.

What is the minimum salary to apply?

You need a minimum salary of AED 20,000 per month to be eligible for the FAB Travel Credit Card.

Can I use this card abroad?

Yes, you can use this card internationally. The foreign exchange markup is 1.15%, which is competitive for travel cards.

What is the welcome bonus?

The welcome bonus is a free return flight, provided as a perk rather than points or cash. You also receive an anniversary free return flight each year.