FAB Travel Credit Card
A travel credit card by FAB earning 41 points per AED on travel and 3 points per AED on all other spends.
AED 1,575.00
Up to 41 pts/AED
AED 20,000
1.15%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You earn AED 20,000+ monthly and spend heavily on flights, hotels, and travel.
Not ideal if
You spend mainly on dining, shopping, or domestic categories with little travel.
Watch out for
AED 1,575 annual fee is not waivable and requires strong travel spend to justify.
Calculate This Card’s Value
Earning Rates
41 pts/AED
0.5 pts/AED
0.5 pts/AED
0.5 pts/AED
0.5 pts/AED
3 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 41 points per AED on travel spend with no cap.
Welcome bonus includes a free return flight worth AED 3,000.
Anniversary free return flight, lounge access, airport transfer, and fast track included.
3 points per AED on all other spends provides baseline earning.
Watch out for
AED 1,575 annual fee is not waivable under any spend threshold.
AED 20,000 minimum monthly salary restricts eligibility to higher earners.
Groceries, education, utilities, and fuel earn only 0.5 points per AED.
Fees & Conditions
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Frequently Asked Questions
Is the AED 1,575 annual fee worth it?
It can be if you spend heavily on travel and use the perks. The welcome bonus free return flight (AED 3,000 value) and anniversary free return flight help offset the fee, especially if you also use lounge access, airport transfer, and fast track regularly.
What is the minimum salary to apply for this card?
You must earn at least AED 20,000 per month to be eligible for the FAB Travel Credit Card.
How many points do I earn on travel bookings?
You earn 41 points per AED spent on travel, including flights and hotels, with no cap.
Can I use this card abroad without high fees?
Yes, the foreign exchange markup is 1.15%, which is standard. You can use it internationally, and the strong travel earn rate makes it suitable for overseas spending.
Does this card earn points on school or university fees?
Yes, education spend earns 0.5 points per AED, the same rate as groceries, utilities, and fuel.