ADCB TouchPoints Infinite Credit Card
A premium points credit card by ADCB earning up to 1.5 points/AED on all spend with lifestyle perks.
AED 1,050.00
Up to 0.4 pts/AED
AED 30,000
4.14%
This card also has an Islamic/Sharia-compliant version (ADCB Islamic TouchPoints Infinite Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You earn AED 30,000+ monthly and value lifestyle perks with diverse spending.
Not ideal if
You concentrate spending in dining, groceries, or travel seeking higher category rates.
Watch out for
AED 1,050 annual fee is not waivable regardless of your spending.
Calculate This Card’s Value
Earning Rates
1.5 pts/AED
0.4 pts/AED
0.2 pts/AED
0.4 pts/AED
0.4 pts/AED
0.4 pts/AED
0.2 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 1.5 points/AED on all other spend with no caps.
AED 1,200 welcome voucher for two nights' stay at Expedia.
Includes lounge access, cinema BOGO, golf, and dining discounts.
Covers education and utilities at 0.2 points/AED with no caps.
Watch out for
AED 1,050 annual fee with no waiver option.
AED 30,000 minimum monthly salary requirement limits eligibility.
Category rates of 0.4 points/AED are modest for dining and travel.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 1,050 fee is not waivable. The AED 1,200 welcome voucher for two nights' stay covers the first year's fee, but ongoing value depends on your spend volume and use of perks like lounge access, cinema BOGO, and discounts.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 30,000 to be eligible for the ADCB TouchPoints Infinite Credit Card.
How many points do I earn on dining and groceries?
You earn 0.4 points per AED on dining, groceries, shopping, and international spend. All other spend earns 1.5 points per AED with no caps.
Does this card earn on school or university fees?
Yes, education spend earns 0.2 points per AED with no cap. Utilities also earn at the same rate.
Can I use this card abroad?
Yes, international spend earns 0.4 points per AED. The card carries a 4.14% foreign exchange markup on transactions in currencies other than AED.