Emirates NBD Skywards Infinite Credit Card
A premium travel credit card by Emirates NBD earning up to 2 miles per USD on travel and 1.5 miles per USD internationally.
AED 1,575.00
Up to 2 miles/USD
AED 30,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend heavily on international travel and Emirates flights with AED 30,000+ salary.
Not ideal if
You rarely fly Emirates or prefer cashback over miles for rewards.
Watch out for
High joining fee of AED 3,148.95 and annual fee of AED 1,575 are not waivable.
Calculate This Card’s Value
Earning Rates
2 miles/USD
1 mile/USD
1 mile/USD
1.5 miles/USD
0.25 miles/USD
0.1 miles/USD
0.1 miles/USD
Perks
Key Strengths and Weaknesses
Strengths
Earns 2 miles per USD on travel and 1.5 miles per USD internationally.
Welcome bonus up to 100,000 miles plus AED 250 Rotana dining certificate.
Includes Emirates Silver Tier status, lounge access, and airport transfer perks.
No caps on miles earning across travel, dining, and shopping categories.
Watch out for
High joining fee of AED 3,148.95 and annual fee of AED 1,575 with no waiver.
Requires AED 30,000 minimum monthly salary to qualify for the card.
Very low earn rates on groceries, education, and utilities at 0.1 to 0.25 miles per USD.
Fees & Conditions
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DIB
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Comparison fit84/100
Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee and AED 3,148.95 joining fee are justified if you spend heavily on international travel and Emirates flights. The welcome bonus of up to 100,000 miles and perks like lounge access and Emirates Silver Tier can offset the cost for frequent flyers.
How does the welcome bonus work?
You earn 35,000 miles on paying the joining fee, 40,000 miles for spending USD 25,000 in the first three months, and 25,000 miles for spending USD 7,550 on Emirates purchases in the first year. You also receive an AED 250 Rotana dining certificate.
Can I use this card abroad?
Yes, the card earns 1.5 miles per USD on international purchases and 2 miles per USD on travel. However, a 3.14% foreign exchange markup applies to all foreign currency transactions.
What is the minimum salary requirement?
You must earn at least AED 30,000 per month to qualify for the Emirates NBD Skywards Infinite Credit Card.
Does this card earn on school or university fees?
Yes, but the earn rate is very low at 0.1 miles per USD on education spending. This card is better suited for travel and international purchases rather than education fees.