Emirates NBD Voyager World Elite Credit Card
A travel credit card by Emirates NBD earning 12 points per AED on travel and 1 point per AED on all other spends.
AED 1,575.00
Up to 12 pts/AED
AED 25,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 10,000 or more monthly on travel and earn at least AED 25,000 salary.
Not ideal if
You spend mostly on dining, groceries, or utilities rather than travel bookings.
Watch out for
Joining fee of AED 2,098.95 and annual fee of AED 1,575 are not waivable.
Calculate This Card’s Value
Earning Rates
12 pts/AED
1 pts/AED
0.25 pts/AED
0.25 pts/AED
0.25 pts/AED
0.25 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 12 points per AED on travel, the highest rate on the card.
Welcome bonus of up to 150,000 Voyager Miles with AED 70,000 spend in 90 days.
Premium perks include lounge access, airport transfers, fast track, and complimentary golf.
Earns 1 point per AED on all other spends as a baseline rate.
Watch out for
Joining fee of AED 2,098.95 and annual fee of AED 1,575 are not waivable.
Dining, groceries, utilities, and education earn only 0.25 points per AED.
Requires minimum salary of AED 25,000, limiting eligibility.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee and AED 2,098.95 joining fee are worth it if you spend heavily on travel at 12 points per AED and use the premium perks like lounge access, airport transfers, and golf. If you spend mostly on dining, groceries, or utilities at only 0.25 points per AED, the fees will likely outweigh your rewards.
How does the welcome bonus work?
You can earn up to 150,000 Voyager Miles when you spend AED 70,000 within your first three billing statements, which is approximately 90 days. This bonus can help offset the high joining and annual fees if you meet the spend requirement.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 25,000 to be eligible for the Emirates NBD Voyager World Elite Credit Card.
Can I use this card abroad?
Yes, you can use this card internationally, but be aware of the 3.14% foreign exchange markup on transactions in currencies other than AED. The card is best suited for travel bookings rather than everyday international spending.
Does this card earn on school or university fees?
Yes, education spending earns 0.25 points per AED, the same low rate as dining, groceries, and utilities. This is not a strong category for this card.