Emirates NBD Voyager World Credit Card
A no-fee travel credit card by Emirates NBD earning 6 points per AED on travel and 0.5 points per AED elsewhere.
Free
Up to 6 pts/AED
AED 12,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 5,000 or more monthly on travel and want no-fee miles.
Not ideal if
You spend mainly on dining, groceries, or utilities with minimal travel purchases.
Watch out for
3.14% FX markup on foreign currency transactions reduces value on international spend.
Calculate This Card’s Value
Earning Rates
6 pts/AED
0.5 pts/AED
0.1 pts/AED
0.1 pts/AED
0.1 pts/AED
0.1 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
6 points per AED on travel with no monthly cap.
No annual fee, making it cost-free to hold long-term.
75,000 Voyager Miles welcome bonus after AED 35,000 spend in 90 days.
Premium perks including lounge access, airport transfers, and valet parking.
Watch out for
Only 0.1 points per AED on dining, groceries, utilities, and education.
AED 12,000 minimum salary requirement limits eligibility.
3.14% FX markup on foreign currency transactions.
Fees & Conditions
Cards Worth Comparing
Explore similar UAE credit cards and alternatives worth comparing based on rewards, fees, salary requirements, and spending fit.
Similar Cards
Close alternatives with similar reward patterns, eligibility requirements, and fee positioning.
Emirates NBD
Voyager World Elite Credit Card
Similarity score75/100
HSBC
Emirates Skywards Signature Credit Card
Similarity score72/100
Emirates Islamic
Skywards Signature Credit Card
Similarity score70/100
ADCB
TouchPoints Infinite Credit Card
Similarity score69/100
Compare With
Cards that solve a similar need but with different trade-offs in fees, rewards, eligibility, or reward currency.
DIB
Emirates Skywards DIB Signature Islamic Credit Card
Comparison fit77/100
ADIB
Emirates Skywards Visa Signature Islamic Credit Card
Comparison fit77/100
FAB
Travel Credit Card
Comparison fit76/100
Emirates NBD
Skywards Signature Credit Card
Comparison fit75/100
Frequently Asked Questions
Is the Emirates NBD Voyager World Credit Card worth it with no annual fee?
Yes, if you spend regularly on travel. You earn 6 points per AED on travel with no annual fee, making it a cost-free way to accumulate Voyager Miles. However, if you rarely travel, the low 0.1 points per AED on other categories means you'll earn minimal rewards.
How does the welcome bonus work?
You earn 75,000 Voyager Miles when you spend AED 35,000 within your first three billing statements (approximately 90 days). This bonus can provide a strong start to your miles balance if you can meet the spend requirement.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 12,000 to be eligible for the Emirates NBD Voyager World Credit Card.
Can I use this card abroad without high fees?
The card charges a 3.14% foreign exchange markup on international transactions. While you can use it abroad, this markup reduces the net value of your rewards on foreign currency spend.
Does this card earn points on school or university fees?
Yes, education spending earns 0.1 points per AED, the same as groceries, dining, and utilities. This is a low rate compared to the 6 points per AED you earn on travel.