Emirates NBD Marriott Bonvoy World Elite Credit Card
A premium Marriott Bonvoy credit card by Emirates NBD earning up to 6 points/USD on travel and 3 points/USD on dining.
AED 1,575.00
Up to 6 pts/USD
AED 25,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You stay frequently at Marriott hotels and spend heavily on travel and dining.
Not ideal if
You prefer cashback rewards or rarely use Marriott Bonvoy properties and perks.
Watch out for
AED 1,575 annual fee is not waivable and requires strong Marriott usage to justify.
Calculate This Card’s Value
Earning Rates
6 pts/USD
3 pts/USD
3 pts/USD
3 pts/USD
0.75 pts/USD
0.3 pts/USD
0.3 pts/USD
Perks
Key Strengths and Weaknesses
Strengths
Earns 6 points per USD on travel and 3 points per USD on dining, shopping, and international spend.
Automatic Marriott Bonvoy Gold Status with room upgrades and late checkout benefits.
Welcome bonus of up to 150,000 Marriott Bonvoy points with activation and spend requirement.
Includes lounge access, airport transfer, and complimentary golf rounds.
Watch out for
AED 1,575 annual fee with no waiver option available.
Requires AED 25,000 minimum monthly salary to qualify for the card.
Low earn rates of 0.75 or 0.3 points per USD on groceries, utilities, and education.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee is worth it if you stay frequently at Marriott properties and value Gold Status, lounge access, and strong travel earning. The welcome bonus of up to 150,000 points can help offset the first-year cost if you meet the AED 55,050 spend requirement in 90 days.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 25,000 to qualify for the Emirates NBD Marriott Bonvoy World Elite Credit Card.
How many points do I earn on travel and dining?
You earn 6 Marriott Bonvoy points per USD spent on travel and 3 points per USD on dining, shopping, and international purchases. Groceries earn 0.75 points per USD, and utilities and education earn 0.3 points per USD.
Can I use this card abroad?
Yes, the card works internationally and earns 3 points per USD on all international spend. However, it carries a 3.14% FX markup on foreign currency transactions.
What is Marriott Bonvoy Gold Status and how do I get it?
Marriott Bonvoy Gold Status is automatically included with your card and provides benefits like room upgrades, late checkout, and bonus points on stays. You receive it upon card activation at no extra cost.