ADCB Traveller Credit Card
A cashback credit card by ADCB offering 10% cashback on travel and 1.5% on groceries, dining, shopping, and utilities.
AED 1,575.00
10% travel
AED 20,000
1.15%
Who Is This Card For?
Calculate This Card’s Value
Key Strengths and Weaknesses
Strengths
10% cashback on travel with no monthly cap
AED 2,000 welcome voucher for Expedia hotel bookings after AED 15,000 spend
Includes lounge access, airport transfer, cinema BOGO, and golf perks
1.5% cashback on groceries, dining, shopping, and utilities
Watch out for
AED 5,000 minimum monthly spend required to earn any cashback
AED 1,575 annual fee with no waiver option
Requires AED 20,000 minimum monthly salary to qualify
Earning Rates
10%
Min AED 5,000/mo spend
1.5%
Min AED 5,000/mo spend
1.5%
Min AED 5,000/mo spend
1.5%
Min AED 5,000/mo spend
1.5%
Min AED 5,000/mo spend
Perks
Fees & Conditions
Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee is worth it only if you spend heavily on travel each month. You need to earn at least AED 1,575 in cashback annually to break even, which requires AED 15,750 in travel spend per year at the 10% rate, or much higher spend on other categories at 1.5%.
What is the minimum spend to earn cashback?
You must spend at least AED 5,000 per month to activate cashback on any category. If you spend less than AED 5,000 in a given month, you earn zero cashback that month.
How does the welcome bonus work?
Spend AED 15,000 within 60 days of card approval and you'll receive a voucher worth AED 2,000 redeemable at www.expedia.ae/adcb for hotel stays worldwide. The stay must be completed within 6 months from voucher issuance.
Can I use this card abroad?
Yes, but foreign currency transactions incur a 1.15% markup. The 10% travel cashback applies to travel bookings regardless of where you make the purchase, but the FX fee reduces value on non-AED transactions.
What perks are included with this card?
The card includes airport lounge access, airport transfer service, buy-one-get-one cinema tickets, and complimentary golf rounds. These perks add value for frequent travellers beyond the cashback earn rates.