ADCB Traveller Credit Card
A cashback credit card by ADCB with 10% cashback on travel and 1.5% on groceries, dining, shopping, and utilities.
AED 1,575.00
10% travel
AED 20,000
1.15%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 10,000+ monthly with frequent travel bookings and meet the AED 20,000 salary requirement.
Not ideal if
You rarely travel or prefer cards with no minimum monthly spend requirements.
Watch out for
AED 5,000 minimum monthly spend required to activate all cashback rates each month.
Calculate This Card’s Value
Earning Rates
10%
Min AED 5,000/mo spend
1.5%
Min AED 5,000/mo spend
1.5%
Min AED 5,000/mo spend
1.5%
Min AED 5,000/mo spend
1.5%
Min AED 5,000/mo spend
Perks
Key Strengths and Weaknesses
Strengths
10% cashback on travel with no monthly cap.
AED 2,000 welcome voucher for Expedia hotel stays worldwide.
Lounge access, airport transfer, golf, and cinema BOGO perks included.
Watch out for
AED 1,575 annual fee with no waiver option.
AED 5,000 minimum monthly spend required to earn any cashback.
Only 1.5% cashback on dining, groceries, shopping, and utilities.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee can be justified if you spend heavily on travel. The AED 2,000 welcome voucher offsets the first year's fee, and 10% cashback on travel adds up quickly for frequent travelers.
What is the minimum spend to earn cashback?
You must spend at least AED 5,000 per month to activate all cashback rates. If you spend less in any month, you earn no cashback that month.
Can I use this card abroad?
Yes, but the 1.15% foreign exchange markup applies to all international transactions. This is a standard FX fee for UAE credit cards.
How does the welcome bonus work?
Spend AED 15,000 within 60 days of card approval to receive an AED 2,000 voucher redeemable on Expedia for hotel stays. The stay must be completed within six months of voucher issuance.
What perks come with the card?
You get lounge access, airport transfer service, a complimentary golf round, cinema buy-one-get-one offers, and 20% off Talabat orders.