Emirates NBD Voyager World Elite Credit Card
A travel credit card by Emirates NBD earning up to 12 points per AED on travel and 1 point per AED on all other spends.
AED 1,575.00
Up to 12 pts/AED
AED 25,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 10,000 or more monthly on travel and earn at least AED 25,000.
Not ideal if
You spend mostly on dining, groceries, or utilities rather than travel bookings.
Watch out for
AED 2,098.95 joining fee and AED 1,575 annual fee are not waivable.
Calculate This Card’s Value
Earning Rates
12 pts/AED
1 pts/AED
0.25 pts/AED
0.25 pts/AED
0.25 pts/AED
0.25 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
12 points per AED on travel spend with no cap.
Premium perks including lounge access, airport transfers, fast track, and golf.
Welcome bonus of up to 150,000 Voyager Miles on AED 70,000 spend.
1 point per AED on all other spends as baseline earning.
Watch out for
AED 2,098.95 joining fee and AED 1,575 annual fee are non-waivable.
Only 0.25 points per AED on dining, groceries, utilities, and education.
Requires AED 25,000 minimum monthly salary to qualify.
Fees & Conditions
Cards Worth Comparing
Explore similar UAE credit cards and alternatives worth comparing based on rewards, fees, salary requirements, and spending fit.
Similar Cards
Close alternatives with similar reward patterns, eligibility requirements, and fee positioning.
FAB
Travel Credit Card
Similarity score87/100
ADIB
Booking.com Signature Islamic Credit Card
Similarity score83/100
DIB
Emirates Skywards DIB Signature Islamic Credit Card
Similarity score80/100
Emirates NBD
Marriott Bonvoy World Elite Credit Card
Similarity score78/100
Compare With
Cards that solve a similar need but with different trade-offs in fees, rewards, eligibility, or reward currency.
HSBC
Emirates Skywards Infinite Credit Card
Comparison fit84/100
ADIB
Emirates Skywards Visa Signature Islamic Credit Card
Comparison fit81/100
Emirates NBD
Voyager World Credit Card
Comparison fit81/100
ADCB
TouchPoints Infinite Credit Card
Comparison fit80/100
Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee and AED 2,098.95 joining fee are worthwhile if you spend heavily on travel and use the premium perks like lounge access, airport transfers, and golf rounds. If you spend less than AED 10,000 monthly on travel, the fees will likely exceed your rewards.
How does the welcome bonus work?
You can earn up to 150,000 Voyager Miles when you spend AED 70,000 within your first 3 billing statements (90 days). This bonus can help offset the joining fee if you meet the spend requirement.
What is the minimum salary to apply?
You must earn at least AED 25,000 per month to qualify for the Emirates NBD Voyager World Elite Credit Card.
Does this card earn on school or university fees?
Yes, education spend earns 0.25 points per AED, the same rate as groceries, dining, and utilities. This is much lower than the 12 points per AED on travel.
Can I use this card abroad?
Yes, you can use this card internationally. The foreign exchange markup is 3.14%, which is standard for UAE credit cards.