FAB Etihad Guest Infinite Credit Card
A premium travel credit card by FAB earning up to 0.7 miles/AED on travel and 0.6 miles/AED internationally.
AED 2,625.00
Up to 0.7 miles/AED
AED 30,000
3.76%
This card also has an Islamic/Sharia-compliant version (FAB Islamic Etihad Guest Infinite Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You fly Etihad frequently and spend heavily on international travel each month.
Not ideal if
You spend mainly on domestic purchases or rarely use premium travel perks.
Watch out for
AED 2,625 annual fee is not waivable and requires high travel spend to justify.
Calculate This Card’s Value
Earning Rates
0.35 miles/AED
0.6 miles/AED
0.7 miles/AED
0.15 miles/AED
0.15 miles/AED
0.15 miles/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 0.7 miles per AED on travel and 0.6 miles per AED internationally.
Includes Etihad Gold tier status, lounge access, and airport transfers.
Welcome bonus of up to 110,000 miles with AED 100,000 spend in 90 days.
No caps on mile-earning across any spend category.
Watch out for
AED 2,625 annual fee with no waiver option available.
Requires AED 30,000 minimum monthly salary to qualify.
Low earn rates on groceries, education, and utilities at 0.15 miles per AED.
Fees & Conditions
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Compare With
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FAB
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ADIB
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Comparison fit78/100
Emirates NBD
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Comparison fit78/100
Emirates Islamic
Skywards Black Credit Card (Silver Tier Edition)
Comparison fit78/100
Frequently Asked Questions
Is the annual fee worth it?
The AED 2,625 annual fee is worth it if you fly Etihad regularly and spend heavily on international travel. The Etihad Gold tier, lounge access, and strong mile-earning on travel can offset the fee for frequent flyers.
How does the welcome bonus work?
You receive 55,000 joining miles when you pay the annual fee, plus another 55,000 bonus miles if you spend AED 100,000 within the first 90 days. That totals up to 110,000 miles.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 30,000 to be eligible for this card.
Can I use this card abroad?
Yes, the card earns 0.6 miles per AED on international purchases. However, a 3.76% foreign exchange markup applies to all transactions in foreign currency.
Does this card earn on school or university fees?
Yes, education spend earns 0.15 miles per AED. This rate is lower than travel and international categories but still accumulates miles on tuition payments.