FAB Etihad Guest Infinite Credit Card
A premium travel credit card by FAB earning up to 0.7 miles/AED on travel and 0.6 miles/AED internationally.
AED 2,625.00
Up to 0.7 miles/AED
AED 30,000
3.76%
This card also has an Islamic/Sharia-compliant version (FAB Islamic Etihad Guest Infinite Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend heavily on international travel and Etihad flights each month.
Not ideal if
You mainly spend domestically or rarely use premium travel and lounge perks.
Watch out for
AED 2,625 annual fee is not waivable and 3.76% FX markup applies.
Calculate This Card’s Value
Earning Rates
0.35 miles/AED
0.6 miles/AED
0.7 miles/AED
0.15 miles/AED
0.15 miles/AED
0.15 miles/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 0.7 miles per AED on travel and 0.6 miles per AED internationally.
Up to 110,000 welcome miles with AED 100,000 spend in 90 days.
Includes Etihad Gold tier status, lounge access, and airport transfers.
No caps on travel or international mile earning.
Watch out for
AED 2,625 annual fee with no waiver option.
Requires AED 30,000 minimum monthly salary to qualify.
Only 0.15 miles per AED on groceries, education, and utilities.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 2,625 annual fee is worth it if you spend heavily on international travel and Etihad flights, earning 0.6 to 0.7 miles per AED. If you rarely travel or spend mostly domestically, the fee will likely outweigh the mile value.
How does the welcome bonus work?
You receive 55,000 joining miles when you pay the annual fee, plus another 55,000 bonus miles if you spend AED 100,000 within the first 90 days. This totals up to 110,000 miles.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 30,000 to qualify for this card.
Can I use this card abroad?
Yes, you can use it abroad and earn 0.6 miles per AED on international purchases. However, a 3.76% foreign exchange markup applies to all foreign currency transactions.
Does this card earn on school or university fees?
Yes, education spending earns 0.15 miles per AED, which is lower than the travel and international rates but still accumulates miles on tuition and school fees.