FAB Islamic Etihad Guest Infinite Credit Card Sharia-compliant
A Sharia-compliant travel credit card by FAB Islamic earning up to 0.7 miles/AED on travel and groceries.
AED 2,625.00
Up to 0.7 miles/AED
AED 30,000
3.76%
This card also has a conventional version (FAB Etihad Guest Infinite Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You earn AED 30,000+ monthly and spend heavily on Etihad flights and groceries.
Not ideal if
You rarely fly Etihad or prefer cashback over airline miles.
Watch out for
AED 2,625 annual fee is not waivable and requires high spend to justify.
Calculate This Card’s Value
Earning Rates
0.35 miles/AED
0.6 miles/AED
0.7 miles/AED
0.0015 miles/AED
0.7 miles/AED
0.0015 miles/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 0.7 miles per AED on travel and groceries with no cap.
55,000 Etihad Guest Miles welcome bonus on card activation.
Includes Etihad Gold tier, lounge access, and airport transfer benefits.
Sharia-compliant structure for customers seeking Islamic finance.
Watch out for
AED 2,625 annual fee with no waiver option.
Requires AED 30,000 minimum monthly salary to qualify.
Education and utilities earn only 0.0015 miles per AED.
Fees & Conditions
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Frequently Asked Questions
Is the AED 2,625 annual fee worth it?
It depends on your travel spend. If you regularly fly Etihad, spend heavily on travel and groceries, and use perks like lounge access and Etihad Gold tier, the 55,000 welcome miles and ongoing 0.7 miles per AED can offset the fee. Otherwise, it may not justify the cost.
How many Etihad Guest Miles do I earn per AED spent?
You earn 0.7 miles per AED on travel and groceries, 0.6 miles per AED on international purchases, and 0.35 miles per AED on all other spends. Education and utilities earn only 0.0015 miles per AED.
What is the welcome bonus for this card?
You receive 55,000 Etihad Guest Miles upon card activation, with no minimum spend requirement. Supplementary cardholders receive 5,000 miles.
Can I use this card abroad?
Yes, international purchases earn 0.6 miles per AED. However, a 3.76% foreign exchange markup applies to transactions in currencies other than AED.
What salary do I need to qualify?
You must earn a minimum monthly salary of AED 30,000 to be eligible for this card.