Emirates NBD SHARE Visa Infinite Credit Card card image

Emirates NBD SHARE Visa Infinite Credit Card

A premium credit card by Emirates NBD earning up to 0.08 points/AED on shopping, groceries, and dining.

Annual feeVAT included
AED 1,575.00
Top earnrewards rate
Up to 0.08 pts/AED
Min salaryfor eligibility
AED 30,000
FX markupforeign currency
3.14%

Who Is This Card For?

Decision snapshot
Quick answer before the detailed explanation

Good fit if
You earn AED 30,000+ monthly and spend heavily on shopping, groceries, and dining.

Not ideal if
You spend mostly on utilities, education, or categories outside the boosted earn rates.

Watch out for
AED 1,575 annual fee is not waivable and requires high spend to justify.

If you earn AED 30,000 or more monthly and spend heavily on shopping, groceries, and dining, this card rewards those categories at 0.08 points per


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Earning Rates

Shopping
0.08 pts/AED

Groceries
0.08 pts/AED

International
0.015 pts/AED

All Other Spends
0.015 pts/AED

Dining
0.08 pts/AED

Utilities
0.0015 pts/AED

Education
0.0015 pts/AED

Perks

Cinema Buy-1-Get-1 Ticket
Airport Lounge Access
Golf Round Access
Airport Transfer
Car Registration Pickup/Drop
Valet Parking
Annual Entertainer Membership
Car Service Pickup/Drop

Key Strengths and Weaknesses

Strengths


Earns 0.08 points per AED on shopping, groceries, and dining with no caps.

Welcome offer worth up to AED 3,075 if you spend AED 40,000 in 90 days.

Premium perks include lounge access, golf, valet parking, and Entertainer.

No earning caps on boosted categories lets high spenders maximize points.

Watch out for


AED 1,575 annual fee is not waivable regardless of spend.

Utilities and education earn only 0.0015 points per AED, nearly negligible.

AED 30,000 minimum salary requirement limits eligibility.

Fees & Conditions

Annual FeeAED 1,575
Joining FeeAED 1,575
FX Markup3.14%
Minimum SalaryAED 30,000/mo
Welcome BonusUp to AED 2,075.

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Frequently Asked Questions

Is the annual fee worth it?

The AED 1,575 annual fee is not waivable, so you need to spend heavily on shopping, groceries, and dining to earn enough points to offset it. The welcome offer can cover the first-year joining fee if you spend AED 40,000 in 90 days.

What is the welcome bonus?

You get an AED 500 eGift card when you apply online, 10,000 SHARE Points (worth AED 1,000), and your AED 1,575 joining fee back if you spend AED 40,000 in the first three months.

Does this card earn on school or university fees?

Yes, but education spending earns only 0.0015 points per AED, which is very low compared to the 0.08 points per AED on shopping, groceries, and dining.

Can I use this card abroad?

Yes, international spending earns 0.015 points per AED. The card charges a 3.14% foreign exchange markup on transactions in currencies other than AED.

What perks come with this card?

You get lounge access, golf rounds, airport transfers, valet parking, car registration and service pickup/drop, cinema buy-one-get-one, and Entertainer membership.