Citibank Citi Premier Credit Card
A cashback credit card by Citibank earning 3 points per USD on dining and groceries with premium travel perks.
AED 787.50
Up to 3 pts/USD
AED 15,000
3.14%
Who Is This Card For?
Calculate This Card’s Value
Key Strengths and Weaknesses
Strengths
Earns 3 points per USD on dining and groceries with no monthly caps.
Includes lounge access, airport transfer, golf rounds, and fast track services.
AED 350 joining bonus after spending AED 10,000 in 60 days.
Rewards international spending at 2 points per USD.
Watch out for
AED 787.50 annual fee with no waiver option available.
Requires AED 15,000 minimum monthly salary to qualify.
3.14% foreign exchange markup reduces value on international transactions.
Earning Rates
3 pts/USD
3 pts/USD
2 pts/USD
0.25 pts/USD
1 pts/USD
Perks
Fees & Conditions
Frequently Asked Questions
Is the annual fee worth it?
The AED 787.50 annual fee is not waivable, so you need to spend enough on dining, groceries, and international purchases to earn rewards that exceed this cost. If you spend AED 10,000 or more monthly with focus on these categories, the rewards and perks can justify the fee.
What is the minimum salary required for this card?
You need a minimum monthly salary of AED 15,000 to qualify for the Citi Premier Credit Card.
How does the welcome bonus work?
You receive an AED 350 statement credit when you spend AED 10,000 within the first 60 days of card membership.
Can I use this card abroad without extra charges?
You can use the card internationally and earn 2 points per USD, but Citibank charges a 3.14% foreign exchange markup on all foreign currency transactions.
Are there any caps on cashback earnings?
No, there are no monthly or annual caps on earning points for dining, groceries, international spending, or other categories.