ADIB SHARE Visa Infinite Islamic Credit Card Sharia-compliant
A Sharia-compliant credit card by ADIB earning up to 1.2 points/AED on groceries and shopping, with 10,000 welcome bonus points.
AED 1,048.95
Up to 1.2 pts/AED
AED 10,000
3.45%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 10,000+ monthly, mostly on groceries and shopping in the UAE.
Not ideal if
You spend mainly on dining, travel, or international purchases with weak category match.
Watch out for
Annual fee of AED 1,048.95 requires AED 75,000 annual spend to waive.
Calculate This Card’s Value
Earning Rates
1.2 pts/AED
1.2 pts/AED
0.2 pts/AED
0.2 pts/AED
0.05 pts/AED
0.05 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 1.2 points/AED on groceries and shopping with no caps.
Welcome bonus of 10,000 points worth AED 1,000 on sign-up.
Annual fee waived with AED 75,000 spend per year.
Includes lounge access, valet parking, and Entertainer perks.
Watch out for
Low 0.2 points/AED on dining, travel, and international spend.
AED 1,048.95 annual fee if waiver threshold not met.
Education and utilities earn only 0.05 points/AED.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 1,048.95 annual fee is waived if you spend AED 75,000 per year. The 10,000 welcome bonus points (worth AED 1,000) help offset the first-year fee if you do not meet the threshold.
How many points do I earn on groceries and shopping?
You earn 1.2 points per AED spent on groceries and shopping, with no monthly or annual caps.
Does this card earn on school or university fees?
Yes, but education spending earns only 0.05 points per AED, which is much lower than groceries or shopping.
Can I use this card abroad?
Yes, but international spend earns just 0.2 points/AED and carries a 3.45% foreign exchange markup.
What is the welcome bonus?
You receive 10,000 SHARE Points (worth AED 1,000) on sign-up with no minimum spend requirement.