FAB SHARE Platinum Credit Card

A no-fee points credit card by FAB earning up to 0.04 points/AED on groceries and shopping.

Annual feeVAT included
Free

Top earnrewards rate
Up to 0.04 pts/AED

Min salaryfor eligibility
AED 5,000

FX markupforeign currency
3.76%

Apply now

Who Is This Card For?

Decision snapshot
Quick answer before the detailed explanation

Good fit if
You spend regularly on groceries and shopping and want a no-fee points card.

Not ideal if
You prioritize dining, travel rewards, or prefer cashback over points.

Watch out for
3.76% FX markup reduces value on international and foreign currency transactions.

If you spend regularly on groceries and shopping and want a simple points card with no annual fee, this card can work for you. The FAB SHARE Platinum…

Calculate This Card’s Value

Earning Rates

Groceries
0.04 pts/AED

Shopping
0.04 pts/AED

International
0.01 pts/AED

Utilities
0.0015 pts/AED

All Other Spends
0.0075 pts/AED

Education
0.0015 pts/AED

Perks

Cinema Buy-1-Get-1 Ticket

Key Strengths and Weaknesses

Strengths

No annual fee makes it cost-free to hold and use.

Earns 0.04 points per AED on groceries and shopping with no caps.

Cinema buy-one-get-one-free perk adds entertainment value.

Watch out for

No bonus earning on dining, a common high-spend category.

3.76% FX markup is higher than many competitors.

Utilities and education earn only 0.0015 points per AED.

Fees & Conditions

Annual FeeFree

Fee WaiverN/A — always free

FX Markup3.76%

Minimum SalaryAED 5,000/mo

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Frequently Asked Questions

Is there an annual fee for the FAB SHARE Platinum Credit Card?

No, this card has no annual fee, making it a cost-free option for everyday spending.

What is the minimum salary required to apply?

You need a minimum monthly salary of AED 5,000 to be eligible for this card.

How many points do I earn on groceries and shopping?

You earn 0.04 points per AED on groceries and shopping, with no monthly or annual caps.

Can I use this card abroad?

Yes, but the card charges a 3.76% foreign exchange markup on international transactions, which is above average. You will also earn only 0.01 points per AED on international spends.

Does this card earn points on school or university fees?

Yes, but the rate is very low at 0.0015 points per AED on education spending.