FAB SHARE Platinum Credit Card

A no-fee FAB credit card earning up to 0.04 points/AED on groceries and shopping, with cinema buy-one-get-one offers.

Annual feeVAT included
Free

Top earnrewards rate
Up to 0.04 pts/AED

Min salaryfor eligibility
AED 5,000

FX markupforeign currency
3.76%

Apply now

Who Is This Card For?

Decision snapshot
Quick answer before the detailed explanation

Good fit if
You spend heavily on groceries and shopping and want a no-fee points card.

Not ideal if
You prioritize dining, travel, or fuel rewards, or prefer cashback over points.

Watch out for
Weak earning on utilities, education, and international spend limits overall points accumulation.

If you spend regularly on groceries and shopping and want a simple points card with no annual fee, the FAB SHARE Platinum Credit Card offers 0.04…

Calculate This Card’s Value

Earning Rates

Groceries
0.04 pts/AED

Shopping
0.04 pts/AED

International
0.01 pts/AED

Utilities
0.0015 pts/AED

All Other Spends
0.0075 pts/AED

Education
0.0015 pts/AED

Perks

Cinema Buy-1-Get-1 Ticket

Key Strengths and Weaknesses

Strengths

No annual fee makes it cost-free to hold and use.

Earns 0.04 points per AED on groceries and shopping with no caps.

Cinema buy-one-get-one offers add entertainment value.

Low AED 5,000 salary requirement for easy eligibility.

Watch out for

Very low 0.0015 points per AED on utilities and education spend.

Minimal 0.01 points per AED on international purchases.

No dining or travel category rewards to compete with premium cards.

Fees & Conditions

Annual FeeFree

Fee WaiverN/A — always free

FX Markup3.76%

Minimum SalaryAED 5,000/mo

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Frequently Asked Questions

Is there an annual fee for the FAB SHARE Platinum Credit Card?

No, this card has no annual fee, so you can use it without any recurring cost.

What is the best way to earn points with this card?

Focus your spend on groceries and shopping, where you earn 0.04 points per AED with no caps. Other categories earn much lower rates.

Can I use this card abroad?

Yes, but international purchases earn only 0.01 points per AED and carry a 3.76% foreign exchange markup.

Does this card earn points on school or university fees?

Yes, education spend earns 0.0015 points per AED, which is the same minimal rate as utilities.

What is the minimum salary to apply?

You need a minimum monthly salary of AED 5,000 to be eligible for this card.