FAB SHARE Signature Credit Card
A points credit card by FAB earning 0.06 points/AED on groceries and shopping, with 5,000 welcome bonus points.
AED 525.00
Up to 0.06 pts/AED
AED 10,000
3.76%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend heavily on groceries and shopping monthly and earn above AED 10,000.
Not ideal if
You prioritize dining, travel, or education spending over groceries and shopping.
Watch out for
AED 525 annual fee is not waivable and requires strong grocery spend to justify.
Calculate This Card’s Value
Earning Rates
0.06 pts/AED
0.06 pts/AED
0.015 pts/AED
0.01 pts/AED
0.0015 pts/AED
0.0015 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 0.06 points per AED on groceries and shopping with no caps.
5,000 welcome bonus points worth AED 500 offset first-year annual fee.
Cinema buy-one-get-one-free offers add entertainment value.
Watch out for
AED 525 annual fee with no waiver option.
Weak earning on dining, travel, education, and utilities.
3.76% foreign exchange markup reduces value on international transactions.
Fees & Conditions
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Frequently Asked Questions
Is the AED 525 annual fee worth it?
The 5,000 welcome bonus points (worth AED 500) nearly cover the first-year fee. After that, you need strong monthly grocery and shopping spend at 0.06 points per AED to justify the cost.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 10,000 to be eligible for the FAB SHARE Signature Credit Card.
Does this card earn points on school or university fees?
Yes, but education spending earns only 0.0015 points per AED, one of the lowest rates on the card. Groceries and shopping earn 40 times more per dirham.
Can I use this card abroad?
Yes, but international spend earns just 0.015 points per AED and carries a 3.76% foreign exchange markup, making it less attractive for overseas use.
How does the cinema buy-one-get-one-free offer work?
The card includes cinema BOGO offers, allowing you to get a free ticket when you buy one. Check with FAB for participating cinemas and terms.