Emirates NBD Darna Visa Infinite Credit Card
A premium credit card by Emirates NBD earning up to 0.1 points per AED on shopping and 0.015 points per AED elsewhere.
AED 1,575.00
Up to 0.1 pts/AED
AED 30,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You earn AED 30,000+ monthly and spend heavily on shopping each month.
Not ideal if
You mainly spend on dining, travel, or groceries rather than shopping.
Watch out for
AED 1,575 annual fee is not waivable, requiring strong perk usage.
Calculate This Card’s Value
Earning Rates
0.1 pts/AED
0.015 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
0.1 points per AED on shopping with no monthly cap.
Darna Platinum Membership with lounge access, golf, cinema, and valet perks.
Welcome bonus includes 15,000 points and AED 500 gift card online.
Watch out for
AED 1,575 annual fee with no waiver option available.
Very low 0.015 points per AED on all non-shopping spending.
Requires AED 30,000 minimum monthly salary to qualify.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee is not waivable, so value depends on how much you spend on shopping and how often you use Darna Platinum perks like lounge access, golf, cinema, and valet parking. The welcome bonus of 15,000 points and AED 500 gift card helps offset the first-year cost.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 30,000 to be eligible for this card.
How many points do I earn on shopping?
You earn 0.1 points per AED on shopping with no monthly cap. All other spending earns 0.015 points per AED.
What is included in the welcome bonus?
You receive 7,500 points upfront, another 7,500 points if you spend AED 20,000 in the first 90 days, and an AED 500 YOUGotaGift HappyYOU Card when you apply online.
Can I use this card abroad?
Yes, you can use this card internationally. Foreign currency transactions incur a 3.14% markup, which is standard for most UAE credit cards.