Ajman Bank BRight World Islamic Credit Card Sharia-compliant
A Sharia-compliant credit card by Ajman Bank earning 0.25 points per AED on all spends with lounge access and valet parking.
AED 1,575.00
Up to 0.25 pts/AED
AED 10,000
1.15%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You want Sharia-compliant rewards with lounge access and valet parking perks.
Not ideal if
You prefer cashback or rarely use airport lounges and premium travel services.
Watch out for
AED 1,575 annual fee is not waivable and must be justified by perks.
Calculate This Card’s Value
Earning Rates
0.25 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Sharia-compliant structure for customers seeking Islamic banking products.
15,000 BRight Rewards points upfront as a welcome bonus upon issuance.
Lounge access and valet parking included for frequent travelers.
Flat 0.25 points per AED on all spends with no category restrictions.
Watch out for
AED 1,575 annual fee is not waivable regardless of spend.
Modest 0.25 points per AED earn rate across all categories.
Minimum salary requirement of AED 10,000 monthly limits eligibility.
Fees & Conditions
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Frequently Asked Questions
Is the AED 1,575 annual fee worth it?
It depends on how much you value lounge access, valet parking, and Sharia-compliant rewards. The fee is not waivable, so you need to use the perks regularly to justify the cost. The 15,000 welcome bonus points help offset the first year's fee.
How many points do I earn per AED spent?
You earn 0.25 BRight Rewards points per AED on all purchases, with no category restrictions or caps.
What is the minimum salary to apply for this card?
You need a minimum monthly salary of AED 10,000 to be eligible for the Ajman Bank BRight World Islamic Credit Card.
Can I use this card abroad?
Yes, you can use this card internationally. A 1.15% foreign exchange markup applies to transactions in currencies other than AED.
What perks come with this card?
The card includes airport lounge access and valet parking services, plus an upfront welcome bonus of 15,000 BRight Rewards points upon issuance.