Emirates NBD Voyager World Credit Card
A travel credit card by Emirates NBD earning up to 6 points per AED on travel with no annual fee.
Free
Up to 6 pts/AED
AED 12,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 5,000 monthly with most purchases on flights, hotels, or travel.
Not ideal if
You mainly spend on dining, groceries, or general everyday purchases domestically.
Watch out for
3.14% FX markup reduces value on foreign currency transactions outside the UAE.
Calculate This Card’s Value
Earning Rates
6 pts/AED
0.5 pts/AED
0.1 pts/AED
0.1 pts/AED
0.1 pts/AED
0.1 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
6 points per AED on travel with no monthly cap.
Zero annual fee makes it cost-free to hold long-term.
75,000 Voyager Miles welcome bonus after AED 35,000 spend in 90 days.
Lounge access, airport transfer, and valet parking perks included.
Watch out for
Only 0.1 points per AED on dining, groceries, utilities, and education.
3.14% FX markup on foreign currency transactions.
AED 12,000 minimum salary requirement limits eligibility.
Fees & Conditions
Cards Worth Comparing
Explore similar UAE credit cards and alternatives worth comparing based on rewards, fees, salary requirements, and spending fit.
Similar Cards
Close alternatives with similar reward patterns, eligibility requirements, and fee positioning.
Emirates NBD
Voyager World Elite Credit Card
Similarity score75/100
HSBC
Emirates Skywards Signature Credit Card
Similarity score72/100
Emirates Islamic
Skywards Signature Credit Card
Similarity score70/100
ADCB
TouchPoints Infinite Credit Card
Similarity score69/100
Compare With
Cards that solve a similar need but with different trade-offs in fees, rewards, eligibility, or reward currency.
DIB
Emirates Skywards DIB Signature Islamic Credit Card
Comparison fit77/100
FAB
Travel Credit Card
Comparison fit76/100
Emirates NBD
Skywards Signature Credit Card
Comparison fit75/100
Emirates Islamic
Skywards Infinite Credit Card (Premium Option)
Comparison fit74/100
Frequently Asked Questions
Is the annual fee worth it?
There is no annual fee for the Emirates NBD Voyager World Credit Card, so you pay nothing to hold it. This makes it a cost-free option for travel-focused earners.
How does the welcome bonus work?
You earn 75,000 Voyager Miles when you spend AED 35,000 within your first three billing statements (approximately 90 days). This requires roughly AED 11,700 monthly spend during that period.
Can I use this card abroad?
Yes, but be aware of the 3.14% foreign exchange markup on non-AED transactions. This fee can reduce the value of your rewards when spending in foreign currencies.
What do I earn on dining and groceries?
You earn only 0.1 points per AED on dining, groceries, utilities, and education. This is minimal compared to the 6 points per AED on travel, so the card is not designed for everyday category spending.
Does this card earn on school or university fees?
Yes, education spending earns 0.1 points per AED with no cap. However, this rate is low, so if education fees are a major expense, consider a card with stronger education earning.