Emirates NBD Visa Infinite Credit Card
A premium credit card by Emirates NBD earning 0.02 points per AED on general spend with exclusive lifestyle perks.
AED 1,575.00
Up to 0.004 pts/AED
AED 30,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You earn AED 30,000+ monthly and regularly use premium lifestyle and travel perks.
Not ideal if
You prioritize high earning rates on groceries, utilities, or education spend categories.
Watch out for
AED 1,575 annual fee is non-waivable and hard to offset through points alone.
Calculate This Card’s Value
Earning Rates
0.02 pts/AED
0.004 pts/AED
0.002 pts/AED
0.002 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Comprehensive premium perks including airport transfers, valet parking, and golf rounds.
0.02 points per AED on general spend with no monthly cap.
Access to Visa Infinite concierge and global lounge network.
Watch out for
AED 1,575 annual fee with no waiver option.
Very low earn rates on groceries, utilities, and education categories.
AED 30,000 minimum monthly salary restricts eligibility to high earners.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee is non-waivable, so value depends on how often you use the premium perks like airport transfers, valet parking, and golf. If you rarely use these services, the fee is hard to justify through the 0.02 points per AED earning rate alone.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 30,000 to be eligible for the Emirates NBD Visa Infinite Credit Card.
Does this card earn well on groceries or utilities?
No. Groceries earn only 0.004 points per AED, and utilities and education earn just 0.002 points per AED. The main earning rate is 0.02 points per AED on all other spend.
Can I use this card abroad?
Yes, but be aware of the 3.14% foreign exchange markup on international transactions, which can reduce the value of your rewards when spending outside the UAE.
What perks are included with this card?
You get lounge access, airport transfers, car service pickup and drop, car registration pickup and drop, valet parking, golf rounds, and cinema buy-one-get-one offers.