Emirates NBD SHARE Visa Signature Credit Card

A no-fee Emirates NBD points card earning up to 0.06 points/AED on shopping and groceries.

Annual feeVAT included
Free

Top earnrewards rate
Up to 0.06 pts/AED

Min salaryfor eligibility
AED 12,000

FX markupforeign currency
3.14%

Apply now

Who Is This Card For?

Decision snapshot
Quick answer before the detailed explanation

Good fit if
You spend AED 5,000 monthly mainly on shopping and groceries.

Not ideal if
You spend heavily on dining, international purchases, or travel-related expenses.

Watch out for
3.14% FX markup reduces value on international and foreign currency transactions.

If you spend regularly on shopping and groceries, this card can work well at lower spend levels around AED 5,000 monthly. The 0.06 points/AED rate on…

Calculate This Card’s Value

Earning Rates

Shopping
0.06 pts/AED

Dining
0.01 pts/AED

Groceries
0.06 pts/AED

International
0.01 pts/AED

Education
0.001 pts/AED

Utilities
0.001 pts/AED

All Other Spends
0.01 pts/AED

Perks

Cinema Buy-1-Get-1 Ticket

Airport Lounge Access

Airport Transfer

Car Registration Pickup/Drop

Annual Entertainer Membership

Car Service Pickup/Drop

Key Strengths and Weaknesses

Strengths

No annual fee keeps ongoing costs at zero.

0.06 points/AED on shopping and groceries with no caps.

Welcome bonus includes AED 500 in points plus AED 350 eGift Card.

Perks include cinema BOGO, lounge access, and airport transfer services.

Watch out for

Dining and international spend earn only 0.01 points/AED, same as baseline.

Education and utilities earn minimal 0.001 points/AED.

3.14% FX markup on foreign currency transactions.

Fees & Conditions

Annual FeeFree

Fee WaiverN/A — always free

FX Markup3.14%

Minimum SalaryAED 12,000/mo

Welcome BonusUp to AED 350.

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Frequently Asked Questions

Is there an annual fee for the Emirates NBD SHARE Visa Signature Credit Card?

No, this card has no annual fee, so you avoid ongoing costs entirely.

How much do I earn on shopping and groceries?

You earn 0.06 points per AED spent on shopping and groceries, with no monthly caps on either category.

What is the welcome bonus and how do I qualify?

You receive 5,000 SHARE Points (worth AED 500) when you spend AED 25,000 in the first 90 days. If you apply online, you also get an AED 350 Majid Al Futtaim Mall eGift Card.

Can I use this card abroad?

Yes, but international transactions earn only 0.01 points/AED and carry a 3.14% foreign exchange markup, which reduces value on foreign currency spending.

What is the minimum salary requirement?

You need a minimum monthly salary of AED 12,000 to be eligible for this card.