Emirates NBD SHARE Visa Signature Credit Card
A no-fee Emirates NBD credit card earning up to 0.06 points per AED on shopping and groceries.
Free
Up to 0.06 pts/AED
AED 12,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 5,000 monthly mainly on shopping and groceries in the UAE.
Not ideal if
You spend heavily on dining, international travel, or education and utility bills.
Watch out for
3.14% FX markup erodes value on all foreign currency transactions and international spend.
Calculate This Card’s Value
Earning Rates
0.06 pts/AED
0.01 pts/AED
0.06 pts/AED
0.01 pts/AED
0.001 pts/AED
0.001 pts/AED
0.01 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
No annual fee, making it cost-free to hold and use.
0.06 points per AED on shopping and groceries with no caps.
Includes cinema BOGO, lounge access, airport transfer, and Entertainer perks.
Welcome bonus of 5,000 points plus AED 350 eGift card when applying online.
Watch out for
Only 0.01 points per AED on dining and international spend.
Education and utilities earn just 0.001 points per AED.
3.14% FX markup increases cost on foreign currency transactions.
Fees & Conditions
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Frequently Asked Questions
Is there an annual fee for the Emirates NBD SHARE Visa Signature Credit Card?
No, this card has no annual fee, so you can hold and use it without any recurring cost.
How many points do I earn on shopping and groceries?
You earn 0.06 points per AED spent on shopping and groceries, with no monthly cap. This is six times the baseline rate of 0.01 points per AED on other categories.
What is the welcome bonus for this card?
You receive 5,000 SHARE Points (equal to AED 500) when you spend AED 25,000 in the first 90 days. If you apply online, you also get a Majid Al Futtaim Mall eGift Card worth AED 350.
Can I use this card abroad?
Yes, but international transactions carry a 3.14% foreign exchange markup, which reduces the net value of the 0.01 points per AED you earn on international spend.
Does this card earn points on school or university fees?
Yes, but education spending earns only 0.001 points per AED, which is one-tenth the baseline rate and far below the shopping and grocery rate.