Emirates NBD Diners Club Credit Card
A points credit card by Emirates NBD earning up to 0.05 points/AED on shopping and 0.025 points/AED on dining.
AED 420.00
Up to 0.05 pts/AED
AED 12,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend heavily on shopping and dining and earn at least AED 12,000 monthly.
Not ideal if
You prefer cashback rewards or spend mainly on travel and international purchases.
Watch out for
AED 420 annual fee is not waivable and requires consistent spend to offset.
Calculate This Card’s Value
Earning Rates
0.025 pts/AED
0.05 pts/AED
0.004 pts/AED
0.002 pts/AED
0.002 pts/AED
0.005 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
0.05 points/AED on shopping with no monthly cap.
0.025 points/AED on dining with no monthly cap.
Includes lounge access and complimentary golf rounds.
Watch out for
AED 420 annual fee with no waiver option.
3.14% foreign exchange markup on international transactions.
Low earn rates on groceries, education, and utilities.
Fees & Conditions
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Frequently Asked Questions
What is the minimum salary to apply for this card?
You need a minimum monthly salary of AED 12,000 to be eligible for the Emirates NBD Diners Club Credit Card.
Can I waive the annual fee?
No, the AED 420 annual fee is not waivable on this card.
How many points do I earn on shopping?
You earn 0.05 points per AED spent on shopping, with no monthly cap.
Does this card earn points on school or university fees?
Yes, you earn 0.002 points per AED on education spend, including school and university fees.
What is the foreign exchange fee?
The card charges a 3.14% markup on foreign currency transactions.