ADCB TouchPoints Infinite Credit Card
A premium points credit card by ADCB earning up to 1.5 points per AED on all spend and 0.4 points per AED on dining, shopping, and international purchases.
AED 1,050.00
Up to 0.4 pts/AED
AED 30,000
4.14%
This card also has an Islamic/Sharia-compliant version (ADCB Islamic TouchPoints Infinite Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You earn AED 30,000+ monthly and want a single card for all spend categories.
Not ideal if
You prefer cashback over points or rarely use premium lifestyle perks like lounge access.
Watch out for
AED 1,050 annual fee is not waivable and 4.14% FX markup on international spend.
Calculate This Card’s Value
Earning Rates
1.5 pts/AED
0.4 pts/AED
0.2 pts/AED
0.4 pts/AED
0.4 pts/AED
0.4 pts/AED
0.2 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
1.5 points per AED on all spend with no monthly cap.
AED 1,200 welcome voucher for two nights' stay at Expedia.
Lounge access, golf rounds, cinema BOGO, and dining discounts included.
0.4 points per AED on dining, shopping, groceries, and international purchases.
Watch out for
AED 1,050 annual fee with no waiver option.
AED 30,000 minimum monthly salary requirement limits eligibility.
4.14% foreign exchange markup on international transactions.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 1,050 annual fee is not waivable, but the AED 1,200 welcome voucher for two nights at Expedia covers the first year's cost. After that, you need to value the points earning and perks like lounge access, golf, and cinema offers to justify the fee.
What is the minimum salary to apply?
You must earn at least AED 30,000 per month to qualify for the ADCB TouchPoints Infinite Credit Card.
How many points do I earn on everyday spending?
You earn 1.5 points per AED on all other spend, 0.4 points per AED on dining, shopping, groceries, and international purchases, 0.2 points per AED on education and utilities. There are no monthly caps on earning.
Can I use this card abroad?
Yes, you can use it internationally and earn 0.4 points per AED on foreign transactions. However, a 4.14% foreign exchange markup applies, which is higher than many competitors.
What perks come with the card?
You get lounge access, golf rounds, cinema buy-one-get-one offers, 20% off Talabat, 15% off Noon.com, and a monthly TouchPoints reward. The welcome bonus includes an AED 1,200 voucher for two nights' stay at Expedia.