ADCB Talabat Credit Card
A cashback credit card by ADCB with 35% cashback on dining and 1.25% on all other spends.
Free
35% dining
AED 5,000
4.14%
This card also has an Islamic/Sharia-compliant version (ADCB Islamic talabat Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 1,000 or more monthly on dining and food delivery.
Not ideal if
You rarely dine out or order food and prefer travel or shopping rewards.
Watch out for
Dining cashback capped at AED 350 monthly, reached at AED 1,000 dining spend.
Calculate This Card’s Value
Earning Rates
35%
Cap: Up to AED 350/mo
0.35%
0.35%
0.35%
0.35%
1.25%
Perks
Key Strengths and Weaknesses
Strengths
35% cashback on dining, among the highest rates in the UAE market.
No annual or joining fee, making it cost-free to hold.
AED 750 Talabat credit welcome bonus for new-to-ADCB customers.
1.25% cashback on all other spends with no cap.
Watch out for
Dining cashback capped at AED 350 per month, limiting high spenders.
4.14% foreign exchange markup reduces value on international transactions.
Minimum salary requirement of AED 5,000 may exclude some applicants.
Fees & Conditions
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Frequently Asked Questions
Is the ADCB Talabat Credit Card free?
Yes, the card has no annual fee and no joining fee, so you can hold it at no cost.
How much cashback do I earn on dining?
You earn 35% cashback on dining purchases, capped at AED 350 per month. This cap is reached when you spend AED 1,000 on dining each month.
What is the welcome bonus for this card?
New-to-ADCB customers receive AED 750 in Talabat credit when they spend AED 5,000 within 45 days of card issuance. Existing ADCB customers receive AED 200.
Can I use this card abroad?
Yes, but the 4.14% foreign exchange markup is high, and you earn only 0.35% cashback on international transactions, so it is not ideal for overseas spending.
Does this card earn cashback on school or university fees?
Yes, you earn 0.35% cashback on education spend, including school and university fees, with no cap.