Emirates NBD noon One Visa Credit Card
A no-fee cashback credit card by Emirates NBD offering 20% cashback on dining and 10% on groceries.
Free
20% dining
AED 5,000
3.14%
Who Is This Card For?
Calculate This Card’s Value
Key Strengths and Weaknesses
Strengths
20% cashback on dining with no monthly cap or restrictions.
Zero annual fee with no waiver conditions or minimum spend requirements.
10% cashback on groceries and 5% on shopping, uncapped.
Welcome bonus totals AED 750 when you spend AED 5,000 in 60 days.
Watch out for
3.14% foreign exchange markup makes international spending expensive.
No travel rewards or benefits for flights and hotels.
Requires AED 5,000 minimum monthly salary to qualify.
Earning Rates
20%
5%
10%
Perks
Fees & Conditions
Frequently Asked Questions
Is there an annual fee for this card?
No, the Emirates NBD noon One Visa Credit Card has zero annual fee and no joining fee. You pay nothing to hold the card.
How much cashback do I earn on dining?
You earn 20% cashback on all dining purchases with no monthly cap or restrictions. This is one of the highest dining cashback rates available in the UAE.
What is the welcome bonus?
You receive AED 250 as a YOUGotaGift HappyYOU Card when you apply online, plus AED 500 cashback when you spend AED 5,000 within the first 60 days. Total welcome bonus is AED 750.
Can I use this card abroad?
Yes, but the 3.14% foreign exchange markup makes it expensive for international spending. Consider using a card with lower FX fees for travel.
What is the minimum salary to qualify?
You need a minimum monthly salary of AED 5,000 to be eligible for this card.