Emirates NBD noon One Visa Credit Card
A cashback credit card by Emirates NBD with 20% cashback on dining, 10% on groceries, and 5% on shopping.
Free
20% dining
AED 5,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 5,000 to 10,000 monthly, mostly on dining, groceries, and shopping.
Not ideal if
You spend heavily on travel, fuel, utilities, or categories outside dining and groceries.
Watch out for
3.14% FX markup on international transactions reduces value when spending abroad.
Calculate This Card’s Value
Earning Rates
20%
5%
10%
Perks
Key Strengths and Weaknesses
Strengths
20% cashback on dining with no monthly cap.
10% cashback on groceries and 5% on shopping.
Zero annual fee keeps all cashback without spend thresholds.
AED 750 welcome bonus package including AED 250 gift card and AED 500 spend bonus.
Watch out for
No cashback on travel, fuel, utilities, or education spending.
3.14% FX markup makes international purchases more expensive.
AED 5,000 minimum salary requirement may exclude some applicants.
Fees & Conditions
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Frequently Asked Questions
Is there an annual fee for the Emirates NBD noon One Visa Credit Card?
No, this card has zero annual fee. You keep all your cashback without needing to meet any spend threshold to waive a fee.
How much cashback do I earn on dining and groceries?
You earn 20% cashback on dining, 10% on groceries, and 5% on shopping. There are no monthly caps on these cashback rates.
What is the welcome bonus for this card?
You receive a YOUGotaGift HappyYOU Card worth AED 250 when you apply online, plus an additional AED 500 cashback when you spend AED 5,000 in the first 60 days.
Can I use this card abroad without extra charges?
You can use the card internationally, but a 3.14% foreign exchange markup applies to all transactions in currencies other than AED, which reduces the effective cashback on overseas spending.
What is the minimum salary required to apply?
The minimum monthly salary requirement is AED 5,000 for UAE residents.