ADCB Islamic talabat Credit Card Sharia-compliant
A Sharia-compliant cashback credit card by ADCB Islamic with 35% cashback on dining and 1.25% on all other spends.
Free
35% dining
AED 5,000
4.14%
This card also has a conventional version (ADCB Talabat Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend regularly on dining or talabat orders and want Sharia-compliant rewards.
Not ideal if
You rarely dine out or prefer rewards on travel and fuel.
Watch out for
Dining cashback capped at AED 350 monthly, limiting rewards above AED 1,000 spend.
Calculate This Card’s Value
Earning Rates
35%
Cap: Up to AED 350/mo
0.35%
0.35%
0.35%
0.35%
1.25%
Perks
Key Strengths and Weaknesses
Strengths
35% cashback on dining with up to AED 350 monthly cap.
No annual fee and accessible AED 5,000 minimum salary requirement.
AED 750 talabat credit welcome bonus for new-to-ADCB digital applicants.
Sharia-compliant structure with 1.25% cashback on all other spends.
Watch out for
Dining cashback capped at AED 350 per month, limiting high spenders.
4.14% foreign exchange markup makes international use costly.
Only 0.35% cashback on groceries, education, utilities, and international purchases.
Fees & Conditions
Cards Worth Comparing
Explore similar UAE credit cards and alternatives worth comparing based on rewards, fees, salary requirements, and spending fit.
Similar Cards
Close alternatives with similar reward patterns, eligibility requirements, and fee positioning.
Mashreq
Cashback Credit Card
Similarity score83/100
HSBC
Live+ Credit Card
Similarity score78/100
Emirates NBD
noon One Visa Credit Card
Similarity score66/100
RAKBANK
Titanium Credit Card
Similarity score63/100
Compare With
Cards that solve a similar need but with different trade-offs in fees, rewards, eligibility, or reward currency.
Mashreq Al Islami
Cashback Islamic Credit Card
Comparison fit85/100
Emirates Islamic
Switch Cashback Credit Card (Travel Option)
Comparison fit70/100
ADCB
365 Cashback Credit Card
Comparison fit70/100
FAB Islamic
Cashback Credit Card
Comparison fit68/100
Frequently Asked Questions
Is there an annual fee for the ADCB Islamic talabat Islamic Credit Card?
No, this card has no annual fee, making it a cost-free option for Sharia-compliant cashback rewards.
How much cashback can I earn on dining with this card?
You earn 35% cashback on dining, capped at AED 350 per month. This means maximum cashback applies to up to AED 1,000 in dining spend each month.
What is the welcome bonus and how do I qualify?
New-to-ADCB customers who apply digitally receive AED 750 in talabat credit after spending AED 5,000 within 45 days. Existing ADCB customers receive AED 200. The bonus is credited within 90 days of card issuance.
Can I use this card abroad?
Yes, but the 4.14% foreign exchange markup is higher than many competitors. You will earn 0.35% cashback on international purchases, which may not offset the markup cost.
Does this card earn cashback on school or university fees?
Yes, you earn 0.35% cashback on education spend, including school and university fees, with no cap.