ADCB Islamic talabat Credit Card Sharia-compliant
A Sharia-compliant cashback credit card by ADCB Islamic with 35% cashback on dining and no annual fee.
Free
35% dining
AED 5,000
4.14%
This card also has a conventional version (ADCB Talabat Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 1,000 or more monthly on dining and food delivery.
Not ideal if
You rarely dine out or prefer travel and international spend rewards.
Watch out for
Dining cashback capped at AED 350 per month, requiring AED 1,000 dining spend.
Calculate This Card’s Value
Earning Rates
35%
Cap: Up to AED 350/mo
0.35%
0.35%
0.35%
0.35%
1.25%
Perks
Key Strengths and Weaknesses
Strengths
35% cashback on dining with up to AED 350 monthly cap.
No annual fee and Sharia-compliant structure.
AED 750 talabat credit welcome bonus for new-to-ADCB customers.
1.25% cashback on all other purchases with no cap.
Watch out for
Dining cashback capped at AED 350 per month.
Only 0.35% cashback on groceries, education, utilities, and international spend.
4.14% foreign exchange markup on international transactions.
Fees & Conditions
Cards Worth Comparing
Explore similar UAE credit cards and alternatives worth comparing based on rewards, fees, salary requirements, and spending fit.
Similar Cards
Close alternatives with similar reward patterns, eligibility requirements, and fee positioning.
Mashreq
Cashback Credit Card
Similarity score83/100
HSBC
Live+ Credit Card
Similarity score78/100
Emirates NBD
noon One Visa Credit Card
Similarity score66/100
RAKBANK
Titanium Credit Card
Similarity score63/100
Compare With
Cards that solve a similar need but with different trade-offs in fees, rewards, eligibility, or reward currency.
Mashreq Al Islami
Cashback Islamic Credit Card
Comparison fit85/100
Emirates Islamic
Switch Cashback Credit Card (Travel Option)
Comparison fit70/100
ADCB
365 Cashback Credit Card
Comparison fit70/100
FAB Islamic
Cashback Credit Card
Comparison fit68/100
Frequently Asked Questions
Is there an annual fee for this card?
No, the ADCB Islamic talabat Islamic Credit Card has no annual fee.
How much cashback do I earn on dining?
You earn 35% cashback on dining spend, capped at AED 350 per month. To reach the cap, you need to spend AED 1,000 on dining each month.
What is the welcome bonus and how do I qualify?
New-to-ADCB customers who apply digitally receive AED 750 in talabat credit after spending AED 5,000 within 45 days of card issuance. Existing ADCB customers receive AED 200. The bonus is credited within 90 days.
Can I use this card abroad?
Yes, you can use the card internationally and earn 0.35% cashback on foreign transactions. However, a 4.14% foreign exchange markup applies, which reduces the net benefit.
Does this card earn cashback on school or university fees?
Yes, you earn 0.35% cashback on education spend, including school and university fees, with no cap.