Emirates NBD Darna Visa Infinite Privilege Credit Card
A premium Emirates NBD credit card earning 0.1 points per AED on shopping and 0.015 points per AED elsewhere.
AED 2,625.00
Up to 0.1 pts/AED
AED 5,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You are a Darna member who spends heavily on shopping and values premium lifestyle perks.
Not ideal if
You focus spending on dining or travel, or lack access to Darna membership.
Watch out for
AED 2,625 annual fee is not waivable and requires heavy perk usage to justify.
Calculate This Card’s Value
Earning Rates
0.1 pts/AED
0.015 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
0.1 points per AED on shopping with no stated cap.
Exclusive Darna membership perks including airport transfers and valet parking.
Welcome bonus of up to 25,000 points with spend requirement.
Premium lifestyle services like car registration and service pickup and drop-off.
Watch out for
AED 2,625 annual fee with no waiver option.
Baseline earn rate of 0.015 points per AED is very low.
Invite-only Darna membership required, limiting accessibility.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 2,625 annual fee is justified only if you regularly use the premium Darna perks such as airport transfers, valet parking, and car services. Without frequent use of these lifestyle benefits, the fee is difficult to offset given the modest earn rates.
How do I earn points with this card?
You earn 0.1 points per AED on shopping and 0.015 points per AED on all other spending. There are no stated caps on earning in either category.
What is the welcome bonus?
You receive 15,000 points upon card approval, plus an additional 10,000 points if you spend AED 30,000 within the first 90 days, for a total of up to 25,000 points.
Can I use this card abroad?
Yes, but foreign currency transactions incur a 3.14% markup, which is higher than many competing cards. This makes it less attractive for frequent international spending.
Who is eligible for this card?
This card requires invite-only Darna membership and a minimum salary of AED 5,000. It is not available to the general public and is designed for high-net-worth individuals within the Darna community.