Emirates NBD Darna Visa Infinite Privilege Credit Card
A premium Emirates NBD credit card earning up to 0.1 points per AED on shopping and 0.015 points per AED on all other spends.
AED 2,625.00
Up to 0.1 pts/AED
AED 5,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You value premium lifestyle perks like concierge, valet, and airport transfers heavily.
Not ideal if
You prioritize strong category earning on dining, travel, or groceries over lifestyle services.
Watch out for
AED 2,625 annual fee is not waivable, so perk usage must justify cost.
Calculate This Card’s Value
Earning Rates
0.1 pts/AED
0.015 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Exclusive Darna invite-only membership with concierge and lifestyle services.
Airport transfer, valet parking, and car service pickup and drop-off included.
Welcome bonus of 25,000 points total with spend requirement.
Lounge access and Entertainer benefits for dining and leisure.
Watch out for
AED 2,625 annual fee with no waiver option.
Low baseline earn rate of 0.015 points per AED on most spends.
Shopping earn rate of 0.1 points per AED is modest for premium card.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 2,625 annual fee is not waivable, so value depends on how often you use the concierge, valet parking, airport transfers, and car service perks. If you rarely use these services, the fee will likely exceed the points you earn.
What is the welcome bonus?
You receive 15,000 points upfront, plus an additional 10,000 points when you spend AED 30,000 within the first 90 days, for a total of 25,000 points.
How many points do I earn on shopping?
You earn 0.1 points per AED on shopping transactions. All other spends earn 0.015 points per AED.
Can I use this card abroad?
Yes, the card works internationally. The foreign exchange markup is 3.14%, which is standard for UAE credit cards.
What is the Darna membership?
Darna is an invite-only membership offering concierge services, valet parking, airport transfers, car service and registration pickup and drop-off, and other premium lifestyle benefits exclusive to this card.