FAB SHARE Signature Credit Card
A points credit card by FAB earning 0.06 points/AED on groceries and shopping, plus 0.015 points/AED internationally.
AED 525.00
Up to 0.06 pts/AED
AED 10,000
3.76%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend heavily on groceries and shopping each month and value points rewards.
Not ideal if
You prioritize dining, travel perks, or prefer cashback over a points program.
Watch out for
AED 525 annual fee is not waivable and 3.76% FX markup on international transactions.
Calculate This Card’s Value
Earning Rates
0.06 pts/AED
0.06 pts/AED
0.015 pts/AED
0.01 pts/AED
0.0015 pts/AED
0.0015 pts/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 0.06 points per AED on groceries and shopping with no cap.
5,000 bonus SHARE points worth AED 500 at activation offset first-year fee.
Cinema buy-one-get-one-free perk included.
Watch out for
AED 525 annual fee with no waiver option.
Utilities and education earn only 0.0015 points per AED.
3.76% foreign exchange markup reduces value on international spending.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 525 annual fee is offset in the first year by the 5,000 bonus SHARE points worth AED 500. After that, value depends on your monthly grocery and shopping spend, which earn 0.06 points per AED.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 10,000 to qualify for the FAB SHARE Signature Credit Card.
Does this card earn points on school or university fees?
Yes, education spending earns 0.0015 points per AED, the same low rate as utilities. Groceries and shopping earn much more at 0.06 points per AED.
Can I use this card abroad?
Yes, international spending earns 0.015 points per AED. However, the 3.76% foreign exchange markup makes it less cost-effective for frequent overseas use.
How does the welcome bonus work?
You receive 5,000 SHARE points worth AED 500 when you activate your card, with no minimum spend requirement.