FAB Blue Platinum Credit Card card image

FAB Blue Platinum Credit Card

A no-fee points credit card by FAB earning up to 0.06 points per AED on shopping.

Annual feeVAT included
Free
Top earnrewards rate
Up to 0.06 pts/AED
Min salaryfor eligibility
AED 8,000
FX markupforeign currency
3.76%

Who Is This Card For?

Decision snapshot
Quick answer before the detailed explanation

Good fit if
You spend heavily on shopping and want a no-fee points card.

Not ideal if
You prioritize dining, travel rewards, or need strong international spending benefits.

Watch out for
Very low 0.01 points per AED on all non-shopping categories limits overall value.

If you spend regularly on shopping and want a simple points card with no annual fee, the FAB Blue Platinum Credit Card offers 0.06 points per AED on


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Earning Rates

Shopping
0.06 pts/AED

All Other Spends
0.01 pts/AED

Groceries
0.0015 pts/AED

Education
0.0015 pts/AED

Perks

Airport Transfer
Golf Round Access

Key Strengths and Weaknesses

Strengths


No annual fee makes it easy to hold long-term.

0.06 points per AED on shopping with no cap.

Includes airport transfer and golf round perks.

Watch out for


Only 0.01 points per AED on most spending categories.

Groceries and education earn just 0.0015 points per AED.

3.76% FX markup on foreign currency transactions.

Fees & Conditions

Annual FeeFree
Fee WaiverN/A — always free
FX Markup3.76%
Minimum SalaryAED 8,000/mo

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Frequently Asked Questions

Is there an annual fee for the FAB Blue Platinum Credit Card?

No, this card has no annual fee, making it a cost-free option for long-term use.

How many points do I earn on shopping?

You earn 0.06 points per AED spent on shopping, with no monthly cap.

Does this card earn points on school or university fees?

Yes, education spending earns 0.0015 points per AED, the same rate as groceries.

What is the minimum salary required?

You need a minimum monthly salary of AED 8,000 to be eligible for this card.

Can I use this card abroad?

Yes, but a 3.76% foreign exchange markup applies to all international transactions, which can reduce the value of points earned.